615 Simpson St, Saint Paul, MN 55104 Property Records

Ramsey County property record for 615 Simpson St, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1911
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$324,445 (Sep 2021)
Tax Bill	$4,902 (2023)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-22-0142`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-22-0142`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	1,022 sqft
1st Floor Area	590 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	3,659 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	615 SIMPSON ST
City	SAINT PAUL
State	MN
Zip	55104-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HAMLINE SYNDICATE ADD, NO.2 LOT 4 BLK 5
Legal Range	23
Legal Township	29
Legal Section	34
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	HAMLINE SYNDICATE ADD, NO2
Legal Block	5
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1014
Census Tract	32100

Owner

615 Simpson St is owned and occupied by an individual who bought it in September 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	615 SIMPSON ST, SAINT PAUL, MN 55104-2445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Line of Credit TRUSTONE FINANCIAL CU
Mar 4, 2019	Warranty Deed, Transfer CROSSCOUNTRY MTG
Mar 4, 2019	Quit Claim Deed, Transfer RESULTS TITLE
Jun 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	A04905815
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 3, 2021
Property Address	615 SIMPSON ST, SAINT PAUL, MN 55104-2445
Document Number	0A04905815
Instrument Date	Sep 1, 2021
Instrument	A04905815
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	PARTNERS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 SIMPSON ST, SAINT PAUL, MN 55104-2445

Mortgage

Document Number	0A04905816
Date	Sep 3, 2021
Instrument	A04905816

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 4, 2019
Property Address	615 SIMPSON ST, SAINT PAUL, MN 55104-2445
Document Number	0004748445
Instrument Date	Feb 22, 2019
Instrument	4748445
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.44
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SIMPSON ST ST PAUL MN 551042445, ST PAUL, MN 55104-2445

Mortgage

Document Number	4748446
Date	Mar 4, 2019
Instrument	4748446

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 4, 2019
Property Address	615 SIMPSON ST, SAINT PAUL, MN 55104-2445
Document Number	0004748442
Instrument Date	Feb 22, 2019
Instrument	4748442
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 13, 2017
Property Address	615 SIMPSON ST, SAINT PAUL, MN 55104-2445
Document Number	0004662346
Instrument Date	Mar 24, 2015
Instrument	4662346
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,902.00 Homeowner's exemption	$336,800 Land $35,000 Building $301,800	$336,800 Land $35,000 Building $301,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 615 Simpson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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