Charleston County property record for 615 Schooner Rd, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1980 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (May 2019) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 452-06-00-055 |
| Primary APN | 452-06-00-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Upper Floors Area | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 183 ft deep x 115 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 350 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 24 sqft |
| Boat Access | Boat Access |
| Total Buildings | 3 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 615 SCHOONER RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LT 3 BLK B |
| Legal Subdivision | LIGHTHOUSE POINT |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 2005 |
615 Schooner Rd is owned by an individual who bought it in May 2019.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2559, MOUNT PLEASANT, SC 29465-2559 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 20, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jan 31, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC |
| May 2, 2019 | Grant Deed, Transfer · VA Mortgage BENCHMARK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Prior Sale | Dec 15, 2010 · Amount on File |
| Deed Book / Page | 793 / 543 |
| Prior Transfer Date | Jan 28, 2011 |
| Prior Transfer Doc | 0176/0993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 615 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011050831 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 1105/831 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 615 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010150502 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 1015/502 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | PALM DESERT, CA 92261 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 615 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Document Number | 0860/0406 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 615 SCHOONER RD CHARLESTON SC 294128935, CHARLESTON, SC 29412-8935 |
| Document Number | 0860/0406 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 000860/000406 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 2, 2019 |
| Property Address | 615 SCHOONER RD, CHARLESTON, SC 29412-8935 |
| Document Number | 0793/0543 |
| Book / Page | 000793 / 000543 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 SCHOONER RD CHARLESTON SC 294128935, CHARLESTON, SC 29412-8935 |
| Document Number | 793/0544 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 000793/000544 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 615 Schooner Rd was $2,437, up 20.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 (+20.52%) | $494,500 (+2,775%) Land $179,975 Building $314,525 | $701,400 Land $314,400 Building $387,000 |
| 2024 | $2,022.00 | $17,200 | |
| 2022 | $1,847.00 | $17,200 | $430,000 Land $156,500 Building $273,500 |
| 2020 | $430,000 Land $156,500 Building $273,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 615 Schooner Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 544 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 544 in force |
| Nearby Flood Claims | 283 (1979–2023) |
| Claims Outside the SFHA | 13 of 283 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Schooner Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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