615 Saddle Cv, Byram, MS 39272 Property Records

Hinds County property record for 615 Saddle Cv, Byram, MS 39272

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 2001
Lot Size	0.326 acres (14,196 sqft)
Owner	Individual Name on Record
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4855-0125-806`

Property Details

APN / Parcel Number

Primary APN	`4855-0125-806`
Alternative APN	`162030000001000406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,196 sqft (0.326 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 SADDLE CV
City	BYRAM
State	MS
Zip	39272-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 THE RANCH PT 1 TOWN OF BYRAM
Legal Subdivision	RANCH PT 1
Legal Lot Number	6
Jurisdiction	HINDS MS
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	11103

Owner

Source: Hinds County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 SADDLE CV, BYRAM, MS 39272-4458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage REGIONS BANK
Jul 31, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2009
Deed Sale	Mar 30, 2009
Deed Document Number	20091194523
Deed Book / Page	7011 / 200
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	615 SADDLE CV, BYRAM, MS 39272-4458
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SADDLE CV, BYRAM, MS 39272-4458

Mortgage

Document Number	0072790606
Date	Mar 14, 2022
Book Page	7279/606
Instrument	1790078

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HINDS MS
Recording Date	Jul 31, 2018
Property Address	615 SADDLE CV, BYRAM, MS 39272-4458
Document Number	0072209756
Book / Page	007220 / 009756
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Byram City
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (+4.73%) Homeowner's exemption	$9,648 (+3.15%) Land $2,500 Building $7,148	$96,480 (+3.15%) Land $25,000 Building $71,480
2024	$1,163.00 (-0.17%)	$9,353 (-) Land $2,500 Building $6,853	$93,530 (-) Land $25,000 Building $68,530
2023	$1,165.00 (-18.98%) Homeowner's exemption	$9,353 (-) Land $2,500 Building $6,853	$93,530 (-) Land $25,000 Building $68,530
2022	$1,438.00 Homeowner's exemption	$9,353 Land $2,500 Building $6,853	$93,530 Land $25,000 Building $68,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	28 (1983–2020)
Claims Outside the SFHA	22 of 28
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Floods, Apr 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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