615 S State St, Belvidere, IL 61008 Property Records

Boone County property record for 615 S State St, Belvidere, IL 61008

Property Summary

Property TypeCommercial
Details1,360 sqft · built 1891
Lot Size0.032 acres (1,403 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Mar 2005)
Tax Bill$3,596 (2025)
Deeds & MortgagesJul 2019 Mortgage
Mar 2005 Foreclosure
Flood ZoneZone X (minimal risk)
APN05-36-101-017

Property Details

APN / Parcel Number

Primary APN05-36-101-017
Alternative APN
  • 05-05-36-101-017

Interior

Stories2 Stories
Building Area1,360 sqft Total Area
1st Floor Area1,360 sqft
2nd Floor Area1,360 sqft
Basement Area1,360 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1970
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialAsphalt
Lot Area1,403 sqft (0.032 acres)
Lot Dimensions70 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number05-05-36-101-017
Street Address615 S STATE ST
CityBELVIDERE
StateIL
Zip61008-4321
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description36-44-3 S 20' OF E 70' OF LT 8 BLK 1 COHOON & ALLENS ADD 103 & 105 W IRST ST & 615 S STATE ST
Legal SubdivisionCOHOON & ALLENS ADD
Legal Block1
Legal Lot Number8
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2033
Census Tract10200

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1540 WHITNEY BLVD, BELVIDERE, IL 61008-5716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Mar 2, 2005Trustee's Deed, Foreclosure · Commercial Mortgage
BELVIDERE NATIONAL BK & TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2005 · Amount on Record
Deed SaleMar 2, 2005 · Amount on Record
Deed Document Number20052262
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address615 S STATE ST, BELVIDERE, IL 61008-4321
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R04321
DateJul 16, 2019
Instrument2019R04321
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2005: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBOONE IL
Recording DateMar 2, 2005
Property Address615 S STATE ST, BELVIDERE, IL 61008-4321
Document Number0005R02262
Instrument DateMar 2, 2005
Instrument05R02262
Transaction TypeForeclosure
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address496 CREEKVIEW LN, ROCKFORD, IL 61114-6882
InvestorPossibly a Property Investor

Mortgage

Document Number0005R02263
DateMar 2, 2005
Instrument05R02263
Lender
NameBELVIDERE NATIONAL BK & TR CO
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.45%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,596.00 (-3.49%)$45,158 (+9.89%) Land $1,869 Building $43,289$135,474 (+9.89%) Land $5,607 Building $129,867
2024$41,094 (+20.68%) Land $1,869 Building $39,225$123,282 (+20.68%) Land $5,607 Building $117,675
2022$3,726.00$34,052 Land $1,869 Building $32,183$102,156 Land $5,607 Building $96,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELVIDERE
serves 25,339 people · EPA ID IL0070050
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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