615 S Main St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 615 S Main St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1920
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Tax Bill	$2,136 (2025)
Deeds & Mortgages	May 2021 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01903-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-01903-0000-00008`
Alternative APNs	`190190300008` `04002060` `3678`

Interior

Stories	2 Stories
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	111 ft deep x 39 ft wide

Location & Zoning

Account Number	3678
Street Address	615 S MAIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Description	ADDITIONAL LOTS: LIFEST AHART, F & M
Legal Subdivision	COUNTY/WARREN
Legal Block	1903
Legal Lot Number	8
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2021
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

615 S Main St is owned and occupied by an individual who acquired it in May 2021.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	615 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage IRCO CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2021
Transfer Doc	3158/82
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	May 7, 2021
Property Address	615 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Document Number	3158/82
Book / Page	3158 / 82
Instrument Date	May 5, 2021
Instrument	2021-552196
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S MAIN ST, PHILLIPSBURG, NJ 08865-3117

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	615 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Document Number	0000540448
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	PRO PROPERTY ABSTRACT, PRO PROP ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	615 S MAIN ST PHILLIPSBURG NJ 088653117, PHILLIPSBURG, NJ 08865-3117

Mortgage

Document Number	0000540448
Date	Nov 25, 2020
Book Page	006978/000131
Instrument	540448

Lender

Name	IRCO CMNTY FCU
Type	Credit Union
Address	PHILLIPSBURG, NJ 08865

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 24, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 615 S Main St was $2,136, up 2.8% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,700 (-) Land $12,000 Building $33,700	$45,700 (-) Land $12,000 Building $33,700
2025	$2,136.00 (+2.84%)	$45,700 Land $12,000 Building $33,700	$45,700 Land $12,000 Building $33,700
2024	$2,077.00
2023		$45,700 Land $12,000 Building $33,700	$45,700 Land $12,000 Building $33,700
2022	$1,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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