615 S Lakeside Ter, Eagle Lake, FL 33839 Property Records

Polk County property record for 615 S Lakeside Ter, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1985
Lot Size	0.184 acres (7,998 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 1999)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-359040-000690`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-359040-000690`
Alternative APNs	`122925359040000690` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,998 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	75 sqft

Location & Zoning

Street Address	615 S LAKESIDE TER
City	EAGLE LAKE
State	FL
Zip	33839-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EAGLE TERRACE PB 65 PGS 45 & 46 LOT 69
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	EAGLE TERRACE
Legal Tract	359040
Legal Block	2
Legal Lot Number	69
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2011
Census Tract	14701

Owner

615 S Lakeside Ter is owned and occupied by an individual who acquired it in November 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	615 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 16, 2023	Deed, Transfer
Nov 22, 2017	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 1999 · Amount on File
Deed Sale	Oct 11, 1999 · Amount on File
Prior Sale	Feb 15, 1999 · Amount on File
Deed Book / Page	4332 / 325
Last Transfer Date	Nov 12, 2023
Transfer Doc	0000270191
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	615 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516

Mortgage

Document Number	0000259960
Date	Nov 2, 2023
Book Page	12896/1512
Instrument	2023259960

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2063

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK FL
Recording Date	Nov 16, 2023
Property Address	615 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516
Document Number	0000270191
Book / Page	12910 / 1711
Map Reference	MB 65 PG 45&46
Instrument Date	Nov 12, 2023
Instrument	2023270191
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	615 S LAKESIDE TER, EAGLE LAKE, FL 33839-3516
Document Number	0103260126
Book / Page	010326 / 000126
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S LAKESIDE TER EAGLE LAKE FL 338393516, EAGLE LAKE, FL 33839-3516

Mortgage

Document Number	0103260126
Date	Nov 29, 2017
Book Page	010326/000126
Instrument	228528

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 615 S Lakeside Ter was $3,213 with a homeowner's exemption, up 322.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,113 (-2.18%) Land $50,000 Building $109,113	$159,113 (-2.18%) Land $50,000 Building $109,113
2025	$3,213.00 (+322.21%)	$162,651 Land $50,000 Building $112,651	$162,651 Land $50,000 Building $112,651
2024	$761.00 (+2.56%)
2023	$742.00 (-8.85%) Homeowner's exemption	$64,042 (+3%)	$165,655 (+10.79%) Land $48,000 Building $117,655
2022	$814.00 Homeowner's exemption	$62,177	$149,518 Land $40,000 Building $109,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 S Lakeside Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S Lakeside Ter is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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