615 S Cedar St, Gerald, MO 63037 Property Records

Franklin County property record for 615 S Cedar St, Gerald, MO 63037 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,392 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-099-158.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-099-158.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1960
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Shed	1 Shed

Location & Zoning

Street Address	615 S CEDAR ST
City	GERALD
State	MO
Zip	63037-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE, W OF CEDAR ST
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	NE
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1029
Census Tract	800502

Owner

Source: Franklin County records · APN 25-1-11.0-1-099-158.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 182, GERALD, MO 63037-0182
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 1978
Deed Sale	Dec 22, 1978
Deed Document Number	352-00183
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	615 S CEDAR ST, GERALD, MO 63037-2243
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002402382
Date	Mar 05, 2024
Instrument	2402382

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,348.00 (+19.5%)	$20,972 (+7.58%)	$110,380 (+7.58%) Land $16,960 Building $93,420
2023	$1,128.00 (-1.23%)	$19,494	$102,600 Land $16,960 Building $85,640
2022	$1,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Fiber	1,000 / 1,000
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: Whittrio, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.