615 S Broad St, Kenbridge, VA 23944 Property Records

Lunenburg County property record for 615 S Broad St, Kenbridge, VA 23944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,732 sqft · built 1950
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Tax Bill	$416 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035A100602 33A`

Property Details

APN / Parcel Number

Primary APN	`035A100602 33A`
Alternative APN	`5128`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,732 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	180 ft deep x 75 ft wide

Location & Zoning

Account Number	5128
Street Address	615 S BROAD ST
City	KENBRIDGE
State	VA
Zip	23944-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WINGOLD ADDITION BLK 2 LOT 35 & 1/2 OF 33 75X180
Legal Subdivision	WINGOLD ADDITION
Legal Block	2
Legal Lot Number	35,1
Jurisdiction	LUNENBURG VA
Township / Civil Division	BROWNS STORE
Census Block Group	3
Census Block	3034
Census Tract	930100

Owner

615 S Broad St is owned and occupied by an individual who acquired it in November 2017.

Source: Lunenburg County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	615 S BROAD ST, KENBRIDGE, VA 23944-2085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Construction Mortgage BENCHMARK COMMUNITY BANK
Nov 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2017
Transfer Doc	398/384
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Recording Date	Apr 24, 2026
Property Address	615 S BROAD ST, KENBRIDGE, VA 23944-2085
Document Number	0000000420
Instrument Date	Apr 22, 2026
Instrument	2026420
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S BROAD ST, KENBRIDGE, VA 23944-2085
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000420,
Date	Apr 24, 2026
Instrument	2026420

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 22, 2066

Interest

Rate	6.38%
Max Rate	-1%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUNENBURG VA
Recording Date	Nov 27, 2017
Property Address	615 S BROAD ST, KENBRIDGE, VA 23944-2085
Document Number	000398/381
Book / Page	398 / 381
Instrument Date	Nov 21, 2017
Instrument	170001388
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S BROAD ST, KENBRIDGE, VA 23944-2085

Mortgage

Document Number	398/384
Date	Nov 27, 2017
Book Page	398/384
Instrument	170001389

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 615 S Broad St was $416, up 12.1% from the year before.

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Municipality	Kenbridge Town
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$416.00 (+12.13%)	$112,500 (-) Land $5,500 Building $107,000	$112,500 (-) Land $5,500 Building $107,000
2025	$371.00	$112,500 Land $5,500 Building $107,000	$112,500 Land $5,500 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 S Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S Broad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KENBRIDGE serves 1,400 people · EPA ID VA5111450
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Planet Networks Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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