615 S 45th St, Boulder, CO 80305 Property Records

Boulder County property record for 615 S 45th St, Boulder, CO 80305

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,322 sqft · built 1958
Lot Size0.164 acres (7,155 sqft)
Owner2 Individual Names on File
Last Sale$955,000 (Mar 2023)
Tax Bill$6,447 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN1577-08-1-03-029

Property Details

APN / Parcel Number

Primary APN1577-08-1-03-029
Alternative APNs
  • R0010607
  • 0010607

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,322 sqft Living Area
Gross Area2,442 sqft
1st Floor Area1,222 sqft
Basement Area1,220 sqft
Finished Basement1,100 sqft
Unfinished Basement120 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,155 sqft (0.164 acres)
Garage TypeDetached
Garage Area273 sqft
Parking Spaces1 Parking Space
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0010607
Street Address615 S 45TH ST
CityBOULDER
StateCO
Zip80305-6051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 BLK 3 MARTIN ACRES 3
Legal Range70
Legal Township1S
Legal Section05
Legal SubdivisionMARTIN ACRES 3 - BO
Legal Block3
Legal Lot Number29
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group3
Census Block3001
Census Tract12508

Owner

Source: Boulder County records · APN 1577-08-1-03-029

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address615 S 45TH ST, BOULDER, CO 80305-6051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Special Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
COLORADO CU
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Feb 16, 2017Deed of Trust, Mortgage · ARM
UBS BANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Prior SaleApr 16, 2014 · Amount on Record
Deed Document Number20234000953
Record UpdatedSep 20, 2026

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBOULDER CO
Recording DateMar 22, 2023
Property Address615 S 45TH ST, BOULDER, CO 80305-6051
Document Number0004000953
Instrument DateMar 15, 2023
Instrument4000953
Transaction TypeTransfer
Record UpdatedMar 30, 2023
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$95.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4148 CLIFTON CT, BOULDER, CO 80301-1711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address615 S 45TH ST, BOULDER, CO 80305-6051

Mortgage

Document Number0004000954
DateMar 22, 2023
Instrument4000954
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address615 S 45TH ST, BOULDER, CO 80305-6051
Transaction TypeMortgage
Record UpdatedSep 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003910171
DateAug 30, 2021
Instrument3910171
Lender
NameCOLORADO CU
TypeCredit Union
AddressLITTLETON, CO 80127
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address615 S 45TH ST, BOULDER, CO 80305-6051
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003876291
DateApr 12, 2021
Instrument3876291
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address615 S 45TH ST, BOULDER, CO 80305-6051
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003575689
DateFeb 16, 2017
Instrument3575689
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMar 01, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityBoulder City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$73,569 (+8.8%) Land $32,354 Building $41,215$1,081,900 (-) Land $475,800 Building $606,100
2025$6,447.00 (+1.82%)$67,619 (-12.2%) Land $29,738 Building $37,881$1,081,900 (-5.88%) Land $475,800 Building $606,100
2023$6,332.00 (+17.72%)$77,017 (+32.95%) Land $35,142 Building $41,875$1,149,500 (+37.91%) Land $524,500 Building $625,000
2022$5,379.00$57,928 Land $26,160 Building $31,768$833,500 Land $376,400 Building $457,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boulder County (08013C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080130125083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ayva
Fixed Wireless
2,500 / 2,500
Lumen Technologies
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Live Wire Networks
Fixed Wireless
250 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 678 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0107152, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BOULDER
serves 166,080 people
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S 45th St

Nearby Streets

Search Property Records by Address or Parcel Number