615 S 3rd St, Winterset, IA 50273 Property Records

Madison County property record for 615 S 3rd St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1984
Lot Size	0.252 acres (10,956 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Feb 2022)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`820001902030000`

Property Details

APN / Parcel Number

Primary APN	`820001902030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,956 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	615 S 3RD ST
City	WINTERSET
State	IA
Zip	50273-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LOT 5 & 6,BLK 2 ALLEY N OF LOTS 5 & 6, BLK 2 WILSEY'S ADDITION
Legal Subdivision	WILSEYS ADD
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3001
Census Tract	60200

Owner

615 S 3rd St is owned and occupied by an individual who bought it in February 2022.

Source: Madison County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	615 S 3RD ST, WINTERSET, IA 50273-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Feb 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Document Number	2022387
Deed Book / Page	2022 / 387
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	615 S 3RD ST, WINTERSET, IA 50273-2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2139
Date	Jun 18, 2020
Book Page	2020/2139
Instrument	2020 2139

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Feb 7, 2022
Property Address	615 S 3RD ST, WINTERSET, IA 50273-2017
Document Number	002022/387
Book / Page	2022 / 387
Instrument Date	Feb 7, 2022
Instrument	2022 387
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 3RD ST, WINTERSET, IA 50273-2017

Tax Assessment & Valuation

The 2025 property tax bill for 615 S 3rd St was $4,054.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,054.00	$220,800 Land $29,700 Building $191,100	$220,800 Land $29,700 Building $191,100
2024	$4,054.00
2023		$207,100 Land $16,000 Building $191,100	$207,100 Land $16,000 Building $191,100
2022	$3,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures