615 S 3rd St, Watseka, IL 60970 Property Records

Iroquois County property record for 615 S 3rd St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.237 acres (10,349 sqft)
Owner	Individual Name on Record
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`26 05 205 011`

Property Details

APN / Parcel Number

Primary APN	`26 05 205 011`

Exterior

Lot Area	10,349 sqft (0.237 acres)

Location & Zoning

Street Address	615 S 3RD ST
City	WATSEKA
State	IL
Zip	60970-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAINS ADD S4 LT 1 EX S 4.2' BLK 6 CITY OF WATSEKA
Legal Subdivision	CHAMBERLAINS ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2006
Census Tract	950500

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 442, WATSEKA, IL 60970-0442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC
Aug 25, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000002565
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	615 S 3RD ST, WATSEKA, IL 60970-1614
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17R2913
Date	Sep 28, 2017
Instrument	17R2913

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	BOURBONNAIS, IL 60914

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2022

Interest

Rate	4.25%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Aug 25, 2017
Property Address	615 S 3RD ST, WATSEKA, IL 60970-1614
Document Number	17R2565
Instrument Date	Aug 18, 2017
Instrument	17R2565
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 3RD ST, WATSEKA, IL 60970-1614

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00 (+29.81%)	$32,600 (+24.62%) Land $9,280 Building $23,320	$97,800 (+24.62%) Land $27,840 Building $69,960
2022	$2,080.00 Homeowner's exemption	$26,160 Land $7,440 Building $18,720	$78,480 Land $22,320 Building $56,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	98 (1994–2018)
Claims Outside the SFHA	3 of 98
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2008 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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