615 S 31st St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 615 S 31st St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1957
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$138,858 (Jan 2022)
Tax Bill	$655 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
APN	`06-5.0-15-002-001-047.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-002-001-047.000`

Interior

Building Area	936 sqft Base Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 62.5 ft wide

Location & Zoning

Street Address	615 S 31ST ST
City	SAINT JOSEPH
State	MO
Zip	64501-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OAK HILL LOT:12 BLK:1LGL DESC:N 1/2 LOTS 12 & 13
Legal Subdivision	OAK HILL
Legal Block	1
Legal Lot Number	12-13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2038
Census Tract	900

Owner

615 S 31st St is owned and occupied by an individual who bought it in January 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	615 S 31ST ST, SAINT JOSEPH, MO 64501-3408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Jan 3, 2012 · Amount on File
Deed Document Number	2022304
Deed Book / Page	3771 / 738
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 10, 2022
Property Address	615 S 31ST ST, SAINT JOSEPH, MO 64501-3408
Document Number	003771/738
Book / Page	3771 / 738
Instrument Date	Jan 7, 2022
Instrument	2022000304
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2350 RIVER RIDGE RD, 2350, SAINT JOSEPH, MO 64507-8754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 31ST ST, SAINT JOSEPH, MO 64501-3408

Mortgage

Document Number	2022000305
Date	Jan 10, 2022
Instrument	2022000305

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 615 S 31st St was $655.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$655.00	$9,130 Land $1,620 Building $7,510	$48,040 Land $8,500 Building $39,540
2024	$655.00 (+16.34%)
2023	$563.00 (-0.71%)	$8,570 (-) Land $1,620 Building $6,950	$45,100 Land $8,500 Building $36,600
2022	$567.00	$8,570 Land $1,620 Building $6,950
2021			$45,100 Land $8,500 Building $36,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 615 S 31st St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 S 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20