615 S 16th St, Hamilton, IL 62341 Property Records

Hancock County property record for 615 S 16th St, Hamilton, IL 62341

Property Summary

Property Type	Single Family Home
Lot Size	0.319 acres (13,894 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-32-321-000`

Property Details

APN / Parcel Number

Primary APN	`11-32-321-000`

Exterior

Lot Area	13,894 sqft (0.319 acres)

Location & Zoning

Street Address	615 S 16TH ST
City	HAMILTON
State	IL
Zip	62341-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32 T5 R8 SARAS SUBDIVISION LOT 10 MONTEBELLO
Legal Range	08
Legal Township	05
Legal Section	32
Legal Subdivision	SARAS SUBDIVISION
Legal Lot Number	10
Jurisdiction	HANCOCK IL
Township / Civil Division	MONTEBELLO
Census Block Group	4
Census Block	4041
Census Tract	954100

Owner

Source: Hancock County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 S 16TH ST, HAMILTON, IL 62341-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IL
Recording Date	Jun 16, 2026
Property Address	615 S 16TH ST, HAMILTON, IL 62341-1844
Document Number	0000001382
Instrument Date	Jun 9, 2026
Instrument	20261382
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	615 S 16TH ST, HAMILTON, IL 62341-1844

Mortgage

Document Number	0000001382,
Date	Jun 16, 2026
Instrument	20261382

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2036

Interest

Rate	4.99%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Hancock County
County Subdivision	Montebello Township
Municipality	Hamilton City
Unified School District	Hamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 Homeowner's exemption	$32,621 (+5.34%) Land $2,840 Building $29,781	$97,863 (+5.34%) Land $8,520 Building $89,343
2024	$2,268.00 (+20.96%)	$30,967 (+14.76%) Land $2,696 Building $28,271
2023			$92,901 (+14.76%) Land $8,088 Building $84,813
2022	$1,875.00 Homeowner's exemption	$26,983 (+8.24%) Land $2,349 Building $24,634	$80,949 (+8.24%) Land $7,047 Building $73,902
2021		$24,929 Land $2,170 Building $22,759	$74,787 Land $6,510 Building $68,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON serves 2,753 people · EPA ID IL0670400
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
MTC Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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