615 S 13th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 615 S 13th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,142 sqft · built 1911
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$163,631 (May 2025)
Tax Bill	$507 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2018 Mortgage + 1 more
APN	`06-4.0-17-001-001-029.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-001-029.000`

Interior

Building Area	1,142 sqft Base Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 84 ft wide

Location & Zoning

Street Address	615 S 13TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STEWART'S LOT:4 BLK:7LGL DESC:S 34' L 4 ALL L 5
Legal Subdivision	STEWARTS
Legal Block	7
Legal Lot Number	4-5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	3002

Owner

615 S 13th St is owned and occupied by an individual who bought it in May 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	615 S 13TH ST, SAINT JOSEPH, MO 64501-2844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Deed Document Number	20253683
Deed Book / Page	3807 / 668
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	615 S 13TH ST, SAINT JOSEPH, MO 64501-2844
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 13TH ST, SAINT JOSEPH, MO 64501-2844

Mortgage

Document Number	3767/821
Date	Sep 27, 2021
Book Page	3767/821
Instrument	2021010519

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	615 S 13TH ST, SAINT JOSEPH, MO 64501-2844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001119
Date	Feb 13, 2018
Instrument	2018001119

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	615 S 13TH ST, SAINT JOSEPH, MO 64501-2844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3751/761
Date	Aug 7, 2020
Book Page	3751/761
Instrument	2020006933

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 615 S 13th St was $507.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$507.00	$7,070 Land $1,240 Building $5,830	$37,190 Land $6,500 Building $30,690
2024	$507.00 (+15.75%)
2023	$438.00 (-0.45%)	$6,660 (-) Land $1,240 Building $5,420	$35,040 Land $6,500 Building $28,540
2022	$440.00	$6,660 Land $1,240 Building $5,420
2021			$35,040 Land $6,500 Building $28,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 615 S 13th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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