615 Pine River Ranch Cir, Bayfield, CO 81122 Property Records

La Plata County property record for 615 Pine River Ranch Cir, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,412 sqft · built 2018
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2017)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5675-113-01-028`

Property Details

APN / Parcel Number

Primary APN	`5675-113-01-028`
Alternative APN	`R418905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	2,412 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	43,996 sqft
Garage Type	Attached
Garage Area	782 sqft
Porch	Porch
Porch Area	196 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R418905
Street Address	615 PINE RIVER RANCH CIR
City	BAYFIELD
State	CO
Zip	81122-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PINE RIVER RANCH #2 BLOCK: 0 LOT: 41 PINE RIVER RANCH #2 615 PINE RIVER RANCH CIR BAYFIELD 81122
Legal Subdivision	PINE RIVER RANCH #2
Legal Block	1
Legal Lot Number	41
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1018
Census Tract	970601

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 651, BAYFIELD, CO 81122-0651
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 19, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF CO
Oct 17, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF DURANGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	Mar 14, 1997 · Amount on Record
Deed Document Number	20171134961
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	615 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-8911
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001194580
Date	Jun 21, 2021
Instrument	1194580

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	615 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-8911
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001181130
Date	Nov 9, 2020
Instrument	1181130

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 19, 2018
Property Address	615 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-8911
Instrument Date	Nov 16, 2018
Instrument	1150753
Transaction Type	Construction Loan
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 651 BAYFIELD CO 811220651, BAYFIELD, CO 81122-0651

Mortgage

Document Number	0001150753
Date	Nov 19, 2018
Instrument	1150753

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 17, 2017
Property Address	615 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-8911
Document Number	0001134961
Map Reference	DOC364483
Instrument Date	Oct 17, 2017
Instrument	1134961
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 651, BAYFIELD, CO 81122-0651

Mortgage

Document Number	0001134962
Date	Oct 17, 2017
Instrument	1134962

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,010 (-2.06%) Land $4,800 Building $34,210	$637,310 (-) Land $78,380 Building $558,930
2025	$2,587.00 (+31.12%)	$39,830 (+14.45%) Land $4,900 Building $34,930	$637,310 (+22.7%) Land $78,380 Building $558,930
2023	$1,973.00 (+13.72%)	$34,800 (+19.51%) Land $3,830 Building $30,970	$519,400 (+23.95%) Land $57,130 Building $462,270
2022	$1,735.00	$29,120 Land $3,630 Building $25,490	$419,030 Land $52,250 Building $366,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Pine River Ranch Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures