615 Phillips St, Missoula, MT 59802 Property Records

Missoula County property record for 615 Phillips St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,399 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Jul 2018)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R044969`

Property Details

APN / Parcel Number

Primary APN	`R044969`
Alternative APNs	`04-2200-16-4-17-08-0000` `0000500909` `R0449690` `0500909`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,399 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	1,168 sqft
Upper Floors Area	231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	130 ft deep x 30 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	299 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	179 sqft
Deck Area	165 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000500909
Street Address	615 PHILLIPS ST
City	MISSOULA
State	MT
Zip	59802-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 12, LOT 5
Legal Subdivision	SCHOOL ADDITION
Legal Block	12
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1006
Census Tract	203

Owner

615 Phillips St is owned by an individual who bought it in July 2018.

Source: Missoula County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2331 VALLEY DR, MISSOULA, MT 59802-3147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage OPPORTUNITY BK/MT
Jul 13, 2018	Warranty Deed, Transfer OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Aug 15, 2014
Deed Document Number	201811592
Deed Book / Page	999 / 608
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	615 PHILLIPS ST, MISSOULA, MT 59802-2524
Document Number	0010170181
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 PHILLIPS ST MISSOULA MT 598022524, MISSOULA, MT 59802-2524

Mortgage

Document Number	0010170181
Date	Aug 21, 2019
Book Page	001017/000181
Instrument	13646

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 13, 2018
Property Address	615 PHILLIPS ST, MISSOULA, MT 59802-2524
Document Number	0009990608
Book / Page	000999 / 000608
Instrument Date	Jul 9, 2018
Instrument	11592
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 PHILLIPS ST MISSOULA MT 598022524, MISSOULA, MT 59802-2524

Mortgage

Document Number	9990609
Date	Jul 13, 2018
Book Page	000999/000609
Instrument	11593

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 615 Phillips St was $4,696.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,200 (-) Land $173,160 Building $352,040	$525,200 (-) Land $173,160 Building $352,040
2025	$4,696.00	$525,200	$525,200 Land $173,160 Building $352,040
2023	$4,760.00	$391,200	$391,200 Land $103,455 Building $287,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Phillips St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

Nearby Properties on Phillips St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures