615 Ocean Dr, Apt 11A, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 615 Ocean Dr, Apt 11A, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,772 sqft · built 1969
Owner	2 Individual Names on Record
Last Sale	$2,800,000 (May 2017)
Tax Bill	$42,393 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-032-1090`

Property Details

APN / Parcel Number

Primary APN	`24-5205-032-1090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	21 Units
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	615 OCEAN DR, 11A
City	KEY BISCAYNE
State	FL
Zip	33149-2312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	4900
Legal Description	SANDS OF KEY BISCAYNE CONDO UNIT 11-A ELEVENTH FLOOR UNDIV 1.202 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 OR 16819-3429 0695 1 COC 25628-0176 04 2007 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	SANDS OF KEY BISCAYNE CONDO
Legal Block	1
Legal Lot Number	11
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1000
Census Tract	4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 OCEAN DR, 8G, KEY BISCAYNE, FL 33149-2318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jun 5, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 2, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	May 17, 2007 · Amount on Record
Deed Document Number	2017245481
Deed Book / Page	30516 / 3059
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Sep 10, 2026
Property Address	615 OCEAN DR, 11A, KEY BISCAYNE, FL 33149-2312
Document Number	0000626412
Book / Page	35487 / 1698
Instrument Date	Aug 24, 2026
Instrument	2026626412
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 OCEAN DR, 11A, KEY BISCAYNE, FL 33149-2312

Mortgage

Document Number	0000626412,
Date	Sep 10, 2026
Book Page	35487/1698
Instrument	2026626412

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 24, 2046

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	615 OCEAN DR APT 11A, 11A, KEY BISCAYNE, FL 33149-2312
Document Number	0000331520
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3112 BEECHWOOD LN FALLS CHURCH VA 220423108, FALLS CHURCH, VA 22042-3108

Mortgage

Document Number	0000331520
Date	Jun 15, 2020
Book Page	031970/001315
Instrument	331520

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 2, 2017
Property Address	615 OCEAN DR APT 11A, 11A, KEY BISCAYNE, FL 33149-2312
Document Number	0000245481
Book / Page	030516 / 003059
Instrument Date	Apr 21, 2017
Instrument	245481
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 OCEAN DR #8G KEY BISCAYNE FL 331492318, 8G, KEY BISCAYNE, FL 33149-2318

Mortgage

Document Number	245482
Date	May 2, 2017
Book Page	030516/003062
Instrument	245482

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,393.00 (+8.3%)	$2,723,444 (+5%)	$2,723,444 (+5%)
2023	$39,144.00 (+14.24%)	$2,593,756 (+21%)	$2,593,756 (+21%)
2022	$34,266.00	$2,143,600	$2,143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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