Benton County property record for 615 Oakwood Dr, Saint Cloud, MN 56304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 26,411 sqft (0.606 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2024) |
| Tax Bill | $5,184.00 (2026) |
Source: Benton County records · APN 17.01531.00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 OAKWOOD DR, SAINT CLOUD, MN 56304-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Oct 30, 2019 | Deed of Trust, Mortgage · Line of Credit MINNWEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | May 07, 2012 · Amount on Record |
| Deed Doc Number | 2024473163 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Aug 03, 2026 |
| Property Address | 615 OAKWOOD DR, SAINT CLOUD, MN 56304-1306 |
| Document Number | 0000484881 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026484881 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000484881, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 2026484881 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 615 OAKWOOD DR, SAINT CLOUD, MN 56304-1306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000439232 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 439232 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,184.00 (+26.75%) Homeowner's exemption | $332,900 (-) Land $50,000 Building $282,900 | $332,900 (-) Land $50,000 Building $282,900 |
| 2025 | $4,090.00 (+6.62%) Homeowner's exemption | $332,900 (+6.73%) Land $50,000 Building $282,900 | $332,900 (+6.73%) Land $50,000 Building $282,900 |
| 2023 | $3,836.00 | $311,900 Land $50,000 Building $261,900 | $311,900 Land $50,000 Building $261,900 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17.01531.00 |
|---|
| Lot Area | 26,411 sqft (0.606 acres) |
|---|
| Street Address | 615 OAKWOOD DR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-036 RANGE-030 OAKWOOD HEIGHTS PLAT 5 LOT-002 BLOCK-003 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 31 |
| Legal Subdivision | OAKWOOD HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 21201 |
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