615 Nottingham Rd, Elkton, MD 21921 Property Records

Cecil County property record for 615 Nottingham Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2022)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-009823`

Property Details

APN / Parcel Number

Primary APN	`03-009823`
Alternative APNs	`3009823` `009823`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	009823
Street Address	615 NOTTINGHAM RD
City	ELKTON
State	MD
Zip	21921-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	1 ACRE 615 NOTTINGHAM ROAD N/W OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3011
Census Tract	30503

Owner

Source: Cecil County records · APN 03-009823

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 NOTTINGHAM RD, ELKTON, MD 21921-4754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed, Transfer · Stand-Alone First Mortgage HARFORD BANK
Aug 06, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 06, 2018	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Deed Book / Page	5199 / 324
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 12, 2022
Property Address	615 NOTTINGHAM RD, ELKTON, MD 21921-4754
Document Number	0051990324
Book / Page	5199 / 324
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005199330
Date	Jul 12, 2022
Instrument	5199-330

Lender

Name	HARFORD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	615 NOTTINGHAM RD, ELKTON, MD 21921-4754
Document Number	0042890069
Instrument Date	Aug 06, 2018
Transaction Type	Mortgage
Record Updated	Sep 07, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 NOTTINGHAM RD ELKTON MD 219214754, ELKTON, MD 21921-4754

Mortgage

Document Number	0042890069
Date	Aug 27, 2018
Book Page	004289/000069

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	615 NOTTINGHAM RD, ELKTON, MD 21921-4754
Document Number	0042980318
Instrument Date	Aug 06, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 NOTTINGHAM RD ELKTON MD 219214754, ELKTON, MD 21921-4754

Mortgage

Document Number	0042980318
Date	Sep 13, 2018
Book Page	004298/000318

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,067 (+17.92%)	$273,600 (+22.14%) Land $81,700 Building $191,900
2025	$2,692.00 (+52.35%)
2023	$1,767.00	$218,000	$224,000 Land $81,700 Building $142,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 59 locations within half a mile of this property.

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