615 N Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 615 N Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,986 sqft · built 1945
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Aug 1998)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-002-052-00`

Property Details

APN / Parcel Number

Primary APN	`012-002-052-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,986 sqft Living Area
1st Floor Area	1,986 sqft
Basement Area	1,194 sqft
Unfinished Basement	1,194 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	43,560 sqft (1 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 N WILDER RD
City	LAPEER
State	MI
Zip	48446-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	615 N WILDER ROAD SEC 2 T7N R10E BEG S 0 DEG 08' 35 W 1141.40 FT FROM THE E 1/4 COR OF SEC, TH S 0 DEG 08' 35 W 177 FT, TH S
Legal Range	10E
Legal Township	07N
Legal Section	02
Legal Subdivision	FT FROM NW COROF SHADYSIDE SUB
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2003
Census Tract	338000

Owner

615 N Wilder Rd is owned and occupied by two individuals who bought it in August 1998.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 N WILDER RD, LAPEER, MI 48446-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1998 · Amount on File
Deed Sale	Aug 6, 1998 · Amount on File
Deed Book / Page	1111 / 531
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	615 N WILDER RD, LAPEER, MI 48446-3428
Document Number	0031030372
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 N WILDER RD LAPEER MI 484463428, LAPEER, MI 48446-3428

Mortgage

Document Number	0031030372
Date	May 26, 2020
Book Page	003103/000372

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	615 N WILDER RD, LAPEER, MI 48446-3428
Document Number	0030060858
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 N WILDER RD LAPEER MI 484463428, LAPEER, MI 48446-3428

Mortgage

Document Number	0030060858
Date	Feb 1, 2019
Book Page	003006/000858

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	615 N WILDER RD, LAPEER, MI 48446-3428
Document Number	0028960922
Book / Page	002896 / 000922
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 N WILDER RD LAPEER MI 484463428, LAPEER, MI 48446-3428

Mortgage

Document Number	0028960922
Date	Jun 1, 2017
Book Page	002896/000922

Lender

Name	SECURITY CU
Address	3801 W BOULEVARD DR, FLINT, MI 48505-3071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 615 N Wilder Rd was $1,195 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (+4.29%)	$218,800 (+4.29%)
2025	$1,195.00 Homeowner's exemption	$104,900	$209,800
2023		$96,500	$193,000
2022	$1,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 N Wilder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 N Wilder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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