615 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 615 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	859 sqft · built 1916
Lot Size	0.163 acres (7,132 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-36-180-005`

Property Details

APN / Parcel Number

Primary APN	`09-36-180-005`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	859 sqft Living Area
Gross Area	1,718 sqft
1st Floor Area	859 sqft

Exterior

Year Built	Built 1916
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,132 sqft
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	615 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0032098 LT 21 CLEMENT LODGE SUB
Legal Range	08E
Legal Township	45N
Legal Section	36
Legal Subdivision	CLEMENT LODGE
Legal Block	180
Legal Lot Number	21
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3036
Census Tract	870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 N RIVER RD, MCHENRY, IL 60051-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2023R0019116
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 4, 2023
Property Address	615 N RIVER RD, MCHENRY, IL 60051-5820
Document Number	0000019116
Map Reference	DOC 51909
Instrument Date	Jul 28, 2023
Instrument	2023R0019116
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38276 N 5TH AVE, SPRING GROVE, IL 60081-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N RIVER RD, MCHENRY, IL 60051-5820

Mortgage

Document Number	0000019117
Date	Aug 4, 2023
Instrument	2023R0019117

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 26, 2019
Property Address	615 N RIVER RD, MCHENRY, IL 60051-5820
Document Number	0000032098
Map Reference	MB 4 PG 33
Instrument Date	Aug 14, 2019
Instrument	2019R0032098
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N RIVER RD, MCHENRY, IL 60051-5820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032099
Date	Sep 26, 2019
Instrument	2019R0032099

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$31,265 Land $6,640 Building $24,625	$93,795 Land $19,920 Building $73,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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