615 N Jesse St, Kearney, MO 64060 Property Records

Clay County property record for 615 N Jesse St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$210,140 (Dec 2024)
Tax Bill	$1,833 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-808-00-06-015.00`

Property Details

APN / Parcel Number

Primary APN	`07-808-00-06-015.00`
Alternative APNs	`0780800060150001` `7808000601500` `327561`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	133 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	615 N JESSE ST
City	KEARNEY
State	MO
Zip	64060-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES POINTE 2ND PLAT LT 35
Legal Range	31W
Legal Township	53N
Legal Section	27
Legal Subdivision	JAMES POINTE 2ND
Legal Lot Number	35
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3011
Census Tract	21806

Owner

615 N Jesse St is owned and occupied by an individual who bought it in December 2024.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	615 N JESSE ST, KEARNEY, MO 64060-8226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Nov 14, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC
Jul 8, 2022	Intrafamily Transfer, Transfer
Jan 21, 2020	Loan Modification, Mortgage CHRISTIANA TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Prior Sale	Nov 14, 2022
Deed Document Number	202430190
Deed Book / Page	9863 / 95
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0000022485
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	615 N JESSE ST, KEARNEY, MO 64060-8226
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	NOT AVAILABLE, MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 MAPLE WOODS DR, LIBERTY, MO 64068-2096

Mortgage

Document Number	0000036525
Date	Nov 16, 2022
Book Page	9480/51
Instrument	2022036525

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 14, 2022
Property Address	615 N JESSE ST, KEARNEY, MO 64060-8226
Document Number	0000036217
Book / Page	9478 / 117
Instrument Date	Nov 9, 2022
Instrument	2022036217
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N JESSE ST, KEARNEY, MO 64060-8226

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Jul 8, 2022
Property Address	615 N JESSE ST, KEARNEY, MO 64060-8226
Document Number	0000022485
Book / Page	9403 / 50
Instrument Date	Oct 14, 2021
Instrument	2022022485
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N JESSE ST, KEARNEY, MO 64060-8226

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MO
Property Address	615 N JESSE ST, KEARNEY, MO 64060-8226
Document Number	0000003808
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 N JESSE ST KEARNEY MO 640608226, KEARNEY, MO 64060-8226

Mortgage

Document Number	0000003808
Date	Feb 5, 2020
Book Page	008601/000037
Instrument	3808

Lender

Name	CHRISTIANA TR
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	300 Months
Due	Feb 4, 2045

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,210	$185,316
2024	$1,833.00 (+0.38%)
2023	$1,826.00	$26,750	$140,789
2019	$1,720.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 N Jesse St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1985–1998)
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 N Jesse St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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