615 N Emerald Dr, Vista, CA 92083 Property Records

San Diego County property record for 615 N Emerald Dr, Vista, CA 92083 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,485 sqft · built 1970
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Jun 2002)
Tax Bill	$5,312 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-580-01-00`

Property Details

APN / Parcel Number

Primary APN	`166-580-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,485 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	615 N EMERALD DR
City	VISTA
State	CA
Zip	92083-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 006262
Legal Subdivision	EMERALD ESTATES
Legal Tract	006262
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	19405

Owner

Source: San Diego County records · APN 166-580-01-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	615 N EMERALD DR, VISTA, CA 92083-5509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Intrafamily Transfer, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 02, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2002 · Amount on Record
Deed Sale	Jun 07, 2002 · Amount on Record
Prior Sale	Nov 16, 1993 · Amount on Record
Deed Document Number	2002487618
Last Transfer Date	Apr 17, 2023
Transfer Doc	0000102054
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2023
Property Address	615 N EMERALD DR, VISTA, CA 92083-5509
Document Number	0000102054
Map Reference	MAP 6262
Instrument Date	Apr 17, 2023
Instrument	2023-0102054
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	615 N EMERALD DR, VISTA, CA 92083-5509

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	615 N EMERALD DR, VISTA, CA 92083-5509
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N EMERALD DR, VISTA, CA 92083-5509

Mortgage

Document Number	0000211326
Date	Apr 27, 2020
Instrument	2020-0211326

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	615 N EMERALD DR, VISTA, CA 92083-5509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082151
Date	Mar 02, 2018
Instrument	2018-0082151

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	615 N EMERALD DR, VISTA, CA 92083-5509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274538
Date	Jul 05, 2018
Instrument	2018-0274538

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$414,365 (+2%) Land $210,951 Building $203,414
2025	$5,312.00 (+7.4%) Homeowner's exemption	$406,241 (+4.04%) Land $206,815 Building $199,426
2023	$4,946.00 (+0.24%) Homeowner's exemption	$390,468 Land $198,785 Building $191,683
2022	$4,934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 614 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, AT&T, Generate-Ubiquity Holdings, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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