Pontotoc County property record for 615 N Beard St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1940 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $53,000 (Aug 2010) |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11982 |
| Primary APN | 11982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 24 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 11982 |
|---|---|
| Street Address | 615 N BEARD ST |
| City | ADA |
| State | OK |
| Zip | 74820-3857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 50' LOT 8 BLOCK 3 CAPITAL HILL ADD. (615 N BEARD) |
| Legal Subdivision | CAPITOL HILL ADA SD. NW N34-4-6 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 88900 |
615 N Beard St is owned by a company that acquired it in February 2022.
Source: Pontotoc County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16283 COUNTY ROAD 3547, ADA, OK 74820-7976 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2010 · Amount on File |
| Deed Sale | Aug 20, 2010 · Amount on File |
| Prior Sale | Jan 12, 2004 · Amount on File |
| Deed Document Number | 20104441 |
| Deed Book / Page | 2469 / 106 |
| Last Transfer Date | Feb 9, 2022 |
| Transfer Doc | 0000000796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Apr 6, 2026 |
| Property Address | 615 N BEARD ST, ADA, OK 74820-3857 |
| Document Number | 0000001762 |
| Book / Page | 3994 / 214 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20261762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 16283 COUNTY ROAD 3547, ADA, OK 74820-7976 |
| Document Number | 0000001762, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 3994/214 |
| Instrument | 20261762 |
| Name | FIRST UNITED BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 615 N Beard St was $716, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,224 (+5.02%) Land $878 Building $6,346 | $60,196 (-15.23%) Land $7,316 Building $52,880 | |
| 2025 | $716.00 (+1.27%) | $6,879 (+4.99%) Land $836 Building $6,043 | $71,009 (-4.04%) Land $15,000 Building $56,009 |
| 2024 | $707.00 (+9.78%) | $6,552 (+5%) Land $796 Building $5,756 | $73,997 (+42.3%) Land $12,500 Building $61,497 |
| 2023 | $644.00 | $6,240 Land $702 Building $5,538 | $52,000 Land $5,850 Building $46,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 615 N Beard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 N Beard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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