615 N Ball St, Owosso, MI 48867 Property Records

Shiawassee County property record for 615 N Ball St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,938 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$101,064 (Nov 2020)
Tax Bill$2,791 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-640-034-005-00

Property Details

APN / Parcel Number

Primary APN050-640-034-005-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,938 sqft Living Area
1st Floor Area1,265 sqft
Basement Area979 sqft
Unfinished Basement979 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCustom Design
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address615 N BALL ST
CityOWOSSO
StateMI
Zip48867-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 WILLIAMS SUB DIV OF W 12 OF BLK 33 & E 12 OF BLK 34 OWOSSO
Legal SubdivisionWILLIAMS SUB DIV
Legal BlockE,33-34
Legal Lot Number34
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group3
Census Block3014
Census Tract30400

Owner

615 N Ball St is owned and occupied by an individual who bought it in November 2020.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address615 N BALL ST, OWOSSO, MI 48867-2309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2020 · Amount on File
Deed SaleNov 17, 2020 · Amount on File
Prior SaleNov 12, 2014 · Amount on File
Deed Document Number20203338992
Deed Book / Page1275 / 307
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 17, 2020
Property Address615 N BALL ST, OWOSSO, MI 48867-2309
Document Number0012750307
Book / Page1275 / 307
Map ReferenceLB 1 PG 40
Instrument DateNov 12, 2020
Instrument3338992
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyATA NATL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$761.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2991 TALL TIMBERS DR, 2991, MILFORD, MI 48380-3845

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 N BALL ST, OWOSSO, MI 48867-2309

Mortgage

Document Number3338993
DateNov 17, 2020
Instrument3338993
Lender
NameSECURITY CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 615 N Ball St was $2,791 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,900 (+9.9%)$179,800 (+9.9%)
2025$2,791.00 Homeowner's exemption$81,800$163,600
2023$2,660.00 Homeowner's exemption$66,100$132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 N Ball St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 N Ball St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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