615 N 44th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 615 N 44th St, Fort Smith, AR 72903

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,244 sqft · built 1955
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$82,000 (Jan 2020)
Tax Bill$888 (2026)
Deeds & MortgagesOct 2019 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10282-0009-00004-00

Property Details

APN / Parcel Number

Primary APN10282-0009-00004-00
Alternative APN
  • 77244

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,244 sqft Living Area
Gross Area1,846 sqft
1st Floor Area1,244 sqft
Basement Area360 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Roof TypeGable
Roof MaterialFiberglass
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeAttached
Garage Area242 sqft
DrivewayConcrete Driveway
Driveway Area180 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Deck Area16 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number77244
Street Address615 N 44TH ST
CityFORT SMITH
StateAR
Zip72903-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 4
Legal Range32
Legal Township08
Legal Section14
Legal SubdivisionBARTON
Legal Block4
Legal Lot Number9
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group6
Census Block6006
Census Tract700

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 N 44TH ST, FORT SMITH, AR 72903-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Jan 21, 2020Warranty Deed, Transfer · FHA Mortgage
ARMSTRONG BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Deed Document Number20201625
Prior Transfer DateJan 23, 2013
Prior Transfer Doc2013F01444
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address615 N 44TH ST, FORT SMITH, AR 72903-1201
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019F23086
DateOct 28, 2019
Instrument2019F-23086
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressFORT SMITH, AR 72908
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 26, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateJan 21, 2020
Property Address615 N 44TH ST, FORT SMITH, AR 72903-1201
Document Number2020F01625
Instrument DateJan 21, 2020
Instrument2020F-01625
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyGUARANTY ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10200 BROWNTOWN RD, HORTENSE, GA 31543-2353

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 N 44TH ST, FORT SMITH, AR 72903-1201

Mortgage

Document Number2020F01626
DateJan 21, 2020
Instrument2020F-01626
Lender
NameARMSTRONG BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Mortgage

Document Number2020F01627
DateJan 21, 2020
Instrument2020F-01627
Lender
NameARKANSAS DEVELOPMENT FINANCE AUTHORITY
TypeFunding / Finance Company
AddressLITTLE ROCK, AR 72201
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$888.00 Homeowner's exemption$22,275 (-) Land $3,600 Building $18,675$111,375 (-) Land $18,000 Building $93,375
2025$888.00 (+91.79%) Homeowner's exemption$22,275 (+45.49%) Land $3,600 Building $18,675$111,375 (+45.49%) Land $18,000 Building $93,375
2023$463.00 Homeowner's exemption$15,310 Land $2,400 Building $12,910$76,550 Land $12,000 Building $64,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Right Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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