615 N 39th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 615 N 39th Ave W, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,449 sqft · built 1928
Lot Size0.069 acres (3,039 sqft)
OwnerIndividual Name on File
Last Sale$98,500 (May 2004)
Tax Bill$2,550 (2026)
Deeds & MortgagesJun 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN010-0480-01870

Property Details

APN / Parcel Number

Primary APN010-0480-01870
Alternative APN
  • 759161

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,449 sqft Gross Area
1st Floor Area974 sqft
Basement Area243 sqft
Finished Basement243 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Lot Area3,039 sqft (0.069 acres)
Garage Area308 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area116 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number759161
Street Address615 N 39TH AVE W
CityDULUTH
StateMN
Zip55807-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERLY 33 FEET OF LOTS 1, 2, 3 AND 4,BLOCK 10, EXCEPT THE WESTERLY 8 FEET OF THESOUTHERLY 99 FEET OF LOT 4. SERIAL #
Legal SubdivisionCHANDLER PARK ADD TO DULUTH
Legal Block10
Legal Lot Number1-4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1007
Census Tract15800

Owner

Source: St. Louis County records · APN 010-0480-01870

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address615 N 39TH AVE W, DULUTH, MN 55807-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2004 · Amount on Record
Deed SaleMay 14, 2004 · Amount on Record
Deed Document Number2004776021
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address615 N 39TH AVE W, DULUTH, MN 55807-1628
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001043007
DateJun 30, 2021
Instrument1043007
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address615 N 39TH AVE W, DULUTH, MN 55807-1628
Document Number00T1002139
Instrument DateAug 23, 2018
Transaction TypeMortgage
Record UpdatedOct 03, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 N 39TH AVE W DULUTH MN 558071628, DULUTH, MN 55807-1628

Mortgage

Document Number00T1002139
DateAug 30, 2018
InstrumentT1002139
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 29, 2038

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,550.00 (+0.55%) Homeowner's exemption
2025$2,536.00 (+2.59%) Homeowner's exemption$226,000 (+8.29%) Land $7,800 Building $218,200$226,000 (+8.29%) Land $7,800 Building $218,200
2024$2,472.00$208,700 (+11.66%) Land $8,300 Building $200,400$208,700 (+11.66%) Land $8,300 Building $200,400
2022$186,900 Land $8,600 Building $178,300$186,900 Land $8,600 Building $178,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AirFiber
Fixed Wireless
100 / 20

May also be available: Consolidated Communications, Consolidated Telephone Company.

Based on FCC filings for 735 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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