McLennan County property record for 615 N 20th St, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1924 |
| Lot Size | 0.061 acres (2,650 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009600-007600-6 |
| Primary APN | 48-009600-007600-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Flooring | Wood |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 2,650 sqft (0.061 acres) |
| Lot Dimensions | 50 ft deep x 53 ft wide |
| Garage Area | 160 sqft |
| Porch | Open Porch |
| Porch Area | 107 sqft |
| Patio Area | 112 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 615 N 20TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3D |
| Legal Description | COHEN LOT 1A BLOCK 7 ACRES .0608 |
| Legal Subdivision | COHEN |
| Legal Block | 7 |
| Legal Lot Number | 1A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 700 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 351 BLUEBONNET CIR, MCGREGOR, TX 76657-9510 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Dec 1, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2015 |
| Deed Sale | Sep 2, 2015 |
| Deed Document Number | 201527493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 615 N 20TH ST, WACO, TX 76707-3405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046569 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020046569 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 615 N 20TH ST, WACO, TX 76707-3405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AGT |
| Name | Verified Name |
|---|
| Document Number | 0000042804 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020042804 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,500 (-10.6%) Land $7,261 Building $33,239 | $40,500 (-10.6%) Land $7,261 Building $33,239 | |
| 2025 | $1,018.00 (+7.5%) | $45,300 (+7.86%) Land $9,940 Building $35,360 | $45,300 (+7.86%) Land $9,940 Building $35,360 |
| 2024 | $947.00 (+0.64%) | ||
| 2023 | $42,000 Land $8,640 Building $33,360 | $42,000 Land $8,640 Building $33,360 | |
| 2022 | $941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Central Link Broadband.
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