615 Monroe St, Albemarle, NC 28001 Property Records

Stanly County property record for 615 Monroe St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 949 sqft · built 1947
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Sep 2025)
Tax Bill	$841 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653802766877`

Property Details

APN / Parcel Number

Primary APN	`653802766877`
Alternative APNs	`1552458` `1551624` `14184` `4973`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	949 sqft Finished Area
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1552458
Street Address	615 MONROE ST
City	ALBEMARLE
State	NC
Zip	28001-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HSE 615 MONROE ST LTS 20/22 653812018
Legal Lot Number	20
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	3
Census Block	3025
Census Tract	930500

Owner

615 Monroe St is owned and occupied by an individual who bought it in September 2025.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	615 MONROE ST, ALBEMARLE, NC 28001-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Jun 5, 2025 · Amount on File
Deed Document Number	2025480797
Deed Book / Page	1893 / 1283
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 8, 2025
Property Address	615 MONROE ST, ALBEMARLE, NC 28001-3633
Document Number	0000480797
Book / Page	1893 / 1283
Map Reference	MB 3 PG 101
Instrument Date	Sep 8, 2025
Instrument	480797
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 639, LOCUST, NC 28097-0639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MONROE ST, ALBEMARLE, NC 28001-3633

Mortgage

Document Number	0000480798
Date	Sep 8, 2025
Instrument	480798

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 615 Monroe St was $841.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$841.00	$75,102 (-) Land $13,736 Building $61,366	$75,102 (-) Land $13,736 Building $61,366
2025	$841.00	$75,102 Land $13,736 Building $61,366	$75,102 Land $13,736 Building $61,366
2023	$147.00	$44,739 (-) Land $6,993 Building $37,746	$44,739 (-) Land $6,993 Building $37,746
2022	$147.00	$44,739 Land $6,993 Building $37,746	$44,739 Land $6,993 Building $37,746

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 615 Monroe St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20