Osceola County property record for 615 Mency St, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Custom Design |
| Year Built | Built 1965 |
| Square Footage | 1,124 sqft Living Area |
| Lot Size | 10,367 sqft (0.238 acres) |
| Last Sale | $170,000 (2022) |
| Tax Bill | $2,145.00 (2024) |
| Primary APN | 12-26-30-4950-0001-016B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 1,124 sqft Living Area |
| Gross Area | 1,228 sqft Gross Area |
| 1st Floor | 864 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,367 sqft (0.238 acres) |
| Depth X Width | 150 ft x 83 ft Depth x Width |
| Porch Area | 316 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 615 MENCY ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4772 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 3 BEG 300 FT N & 83.33 FT E OF SW COR LOT 17, E 83.33 FT, N 125 FT, W 83.33 FT, S 125 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 43303 |
Source: Osceola County records · APN 12-26-30-4950-0001-016B
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7920 PINE CROSSINGS CIR, ORLANDO, FL 32807-8282 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage COMMERCIAL LENDER LLC |
| Mar 01, 2022 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Mar 02, 2022 | Special Warranty Deed, Transfer · Line of Credit BASELINE CAPITAL MANAGEMENT INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2022 · Amount on Record |
| Deed Sale | Mar 02, 2022 · Amount on Record |
| Prior Sale | Mar 01, 2022 · Amount on Record |
| Deed Doc Number | 202233886 |
| Deed Book / Page | 6162 / 1028 |
| Prior Transfer Date | May 16, 2013 |
| Prior Transfer Doc | 0044431024 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 615 MENCY ST, SAINT CLOUD, FL 34769-4772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062741931 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 6274/1931 |
| Instrument | 2022130036 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2022 |
| Property Address | 615 MENCY ST, SAINT CLOUD, FL 34769-4772 |
| Document Number | 0061602564 |
| Book / Page | 6160 / 2564 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022032883 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,147.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2909 HOOD ST, COLUMBUS, GA 31906-3255 |
| Name | Verified Name |
|---|---|
| Address | 2344 LAKE EASY RD, BABSON PARK, FL 33827-9554 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2022 |
| Property Address | 615 MENCY ST, SAINT CLOUD, FL 34769-4772 |
| Document Number | 0061621028 |
| Book / Page | 6162 / 1028 |
| Map Reference | MB B PG 3 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022033886 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | SOUTHEAST PROFESSIONAL TTL L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2344 LAKE EASY RD, BABSON PARK, FL 33827-9554 |
| Name | Verified Name |
|---|---|
| Address | 7920 PINE CROSSINGS CIR, ORLANDO, FL 32807-8282 |
| Document Number | 0061621030 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 6162/1030 |
| Instrument | 2022033887 |
| Name | BASELINE CAPITAL MANAGEMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,291.00 (+6.81%) | $148,000 (+50.1%) Land $45,000 Building $103,000 | $148,000 (+50.1%) Land $45,000 Building $103,000 |
| 2024 | $2,145.00 (+20.57%) | ||
| 2023 | $1,779.00 (+399.72%) | $98,600 (+121.24%) Land $35,000 Building $63,600 | $98,600 (+8.35%) Land $35,000 Building $63,600 |
| 2022 | $356.00 Homeowner's exemption | $44,567 | $91,000 Land $35,000 Building $56,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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