615 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 615 Main St, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,316 sqft · built 1916
Lot Size5 acres (217,818 sqft)
Owner2 Individual Names on File
Last Sale$257,000 (Mar 2012)
Tax Bill$12,848 (2026)
Deeds & MortgagesSep 2021 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMAP 81

Property Details

APN / Parcel Number

Primary APNMAP 81
Alternative APN
  • WILB M:7000 B:495 L:2814

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,316 sqft Living Area
Gross Area6,334 sqft
1st Floor Area1,264 sqft
Basement Area1,264 sqft
Unfinished Basement1,264 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area217,818 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberMAP 81
Street Address615 MAIN ST
CityWILBRAHAM
StateMA
Zip01095-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR26
Legal Block495
Legal Lot Number2814
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group2
Census Block2011
Census Tract813602

Owner

615 Main St is owned and occupied by two individuals who bought it in March 2012.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address615 MAIN ST, WILBRAHAM, MA 01095-1603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Aug 27, 2020Deed of Trust, Mortgage · VA Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2012 · Amount on File
Deed SaleMar 16, 2012 · Amount on File
Prior SaleSep 5, 2007
Deed Book / Page19167 / 399
Transfer Doc019167-399
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address615 MAIN ST, WILBRAHAM, MA 01095-1603
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024116-245
DateSep 13, 2021
Book Page24116/245
Instrument64184
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address615 MAIN ST, WILBRAHAM, MA 01095-1603
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24116-245
DateSep 13, 2021
Book Page24116/245
Instrument64184
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address615 MAIN ST, WILBRAHAM, MA 01095-1603
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23385-506
DateAug 27, 2020
Book Page23385/506
Instrument47459
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 615 Main St was $12,848, up 2.3% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,848.00 (+2.33%)$736,300 (+4.86%) Land $135,900 Building $600,400$668,549
2025$12,555.00 (-5.4%)$702,200 (-2.12%) Land $135,900 Building $566,300
2024$13,272.00 (+11.1%)$717,400 (+12.3%) Land $135,900 Building $581,500
2023$11,946.00$638,800 Land $135,900 Building $502,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2005)
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people · EPA ID MA1339000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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