615 Main St, Westcliffe, CO 81252 Property Records

Custer County property record for 615 Main St, Westcliffe, CO 81252

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,640 sqft · built 1992
Lot Size0.232 acres (10,112 sqft)
OwnerCompany Name on File
Last Sale$465,000 (Mar 2026)
Tax Bill$4,331 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2009 Line of Credit
+ 3 more
APN0010154200

Property Details

APN / Parcel Number

Primary APN0010154200

Interior

Units7 Units
Stories1 Story
Building Area2,640 sqft Heated Area
1st Floor Area2,640 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleDuplex Single
Exterior MaterialMarblecrete
Construction TypeWood
Fire ResistanceFireproof Steel Frame
Lot Area10,112 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address615 MAIN ST
CityWESTCLIFFE
StateCO
Zip81252-9543
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionL 8 9 10 BLK 42 WESTCLIFFE
Legal SubdivisionWESTCLIFFE
Legal Block42
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group4
Census Block4027
Census Tract970101

Owner

615 Main St, a commercial property, is owned by a company that bought it in March 2026.

Source: Custer County records, as of July 20, 2026

Owner of RecordCompany Name on File
Mailing Address3500 COUNTY ROAD 129, WESTCLIFFE, CO 81252-9370
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Commercial Mortgage
BAY COMMERCIAL BANK
Mar 18, 2009Deed of Trust, Mortgage · Line of Credit
COLORADO MOUNTAIN BANK
May 16, 2005Deed of Trust, Mortgage · Commercial Mortgage
COLORADO MOUNTAIN BANK
Mar 16, 2026Warranty Deed, Transfer · Commercial Mortgage
KIRKPATRICK BANK
Feb 28, 2022Warranty Deed, Transfer · Commercial Mortgage
KIRKPATRICK BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2026 · Amount on File
Deed SaleMar 16, 2026 · Amount on File
Prior SaleFeb 28, 2022 · Amount on File
Deed Document Number2026254713
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address615 MAIN ST, WESTCLIFFE, CO 81252-9543
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000238550
DateJul 29, 2020
Instrument238550
Lender
NameBAY COMMERCIAL BANK
TypeBank
AddressWALNUT CREEK, CA 94596
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address615 MAIN ST, WESTCLIFFE, CO 81252-9543
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000625/256
DateMar 18, 2009
Book Page625/256
Instrument00212157
Lender
NameCOLORADO MOUNTAIN BANK
AddressWESTCLIFFE, CO 81252
Agreement
TypeLine of Credit
AmountAmount on Record
Term35 Months
DueFeb 26, 2012

May 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address615 MAIN ST, WESTCLIFFE, CO 81252-9543
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000523/064
DateMay 16, 2005
Book Page523/064
Instrument00201362
Lender
NameCOLORADO MOUNTAIN BANK
AddressWESTCLIFFE, CO 81252
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMay 13, 2010

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateMar 16, 2026
Property Address615 MAIN ST, WESTCLIFFE, CO 81252-9543
Document Number0000254713
Instrument DateMar 16, 2026
Instrument254713
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 COUNTY ROAD 129, WESTCLIFFE, CO 81252-9370

Mortgage

Document Number0000254714
DateMar 16, 2026
Instrument254714
Lender
NameKIRKPATRICK BANK
TypeBank
AddressEDMOND, OK 73083
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 16, 2031

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateFeb 28, 2022
Property Address615 MAIN ST, WESTCLIFFE, CO 81252-9543
Document Number0000244838
Instrument DateFeb 28, 2022
Instrument244838
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 SOUTH ST, SILVER CLIFF, CO 81252-8781

Transferred To (Grantee/Buyer)

NameVerified Name
Address50380 69, WESTCLIFFE, CO 81252
InvestorPossibly a Property Investor

Mortgage

Document Number0000244839
DateFeb 28, 2022
Instrument244839
Lender
NameKIRKPATRICK BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term61 Months
DueFeb 28, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 615 Main St was $4,331.

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalityWestcliffe Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,331.00$61,200$226,661
2023$4,203.00 (-7.69%)$67,350 (+9.92%)
2022$4,553.00$61,270 Land $10,440 Building $50,830$211,262 Land $36,000 Building $175,262

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 615 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Main St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
80 / 10
Hilltop Broadband
Fixed Wireless · Fiber in parts of the area
50 / 15
Visionary Broadband
Fixed Wireless · Fiber in parts of the area
25 / 3

Nearby Properties on Main St

Nearby Streets

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