615 Main, Kensal, ND 58455 Property Records

Stutsman County property record for 615 Main, Kensal, ND 58455

Property Summary

Property Type	Single Family Home
Details	646 sqft · built 1915
Owner	Individual Name on File
Last Sale	$119,000 (Dec 2020)
Tax Bill	$318 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-1301270`

Property Details

APN / Parcel Number

Primary APN	`76-1301270`

Interior

Building Area	646 sqft Total Area

Exterior

Year Built	Built 1915
Deck Area	144 sqft

Location & Zoning

Street Address	615 MAIN
City	KENSAL
State	ND
Zip	58455-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALLS ADDITION, BLOCK 13, LOT 11
Legal Subdivision	RANDALLS ADDITION
Legal Block	13
Legal Lot Number	11
Jurisdiction	STUTSMAN ND
Township / Civil Division	KENSAL
Census Block Group	1
Census Block	1049
Census Tract	967000

Owner

Source: Stutsman County records · APN 76-1301270

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 MAIN, KENSAL, ND 58455-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Oct 04, 2007
Deed Document Number	234759
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STUTSMAN ND
Recording Date	Dec 22, 2020
Property Address	615 MAIN, KENSAL, ND 58455-4005
Document Number	0000234759
Instrument Date	Dec 15, 2020
Instrument	234759
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MAIN, KENSAL, ND 58455-4005

Mortgage

Document Number	0000234760
Date	Dec 22, 2020
Instrument	234760

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Stutsman County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Stutsman County
Municipality	Kensal City
Unified School District	Kensal Public School District 19 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,600 (+29.31%) Land $400 Building $38,200	$77,200 (+29.31%) Land $800 Building $76,400
2024	$318.00
2023		$29,850 Land $500 Building $29,350	$59,700 Land $1,000 Building $58,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1997–2011)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2011 · Flooding
Claims by Event	Flooding, May 2011 · 5 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 4 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 42% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Dakota Central Telecommunications Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF KENSAL serves 163 people
Water Source	Purchased groundwater from GREATER RAMSEY WATER DISTRICT
Last State Inspection	Jun 2023
Also Mapped Here	STUTSMAN RURAL WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.