Kalamazoo County property record for 615 Ludgate Ln, Portage, MI 49002
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,216 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2017) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-04200-093-O |
| Primary APN | 10-04200-093-O |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 67 ft Width |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 615 LUDGATE LN |
|---|---|
| City | PORTAGE |
| State | MI |
| Zip | 49002-4347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LAKEWOOD HOMESITES LOT 93 & E 1/3 LOT 92 |
| Legal Subdivision | LAKEWOOD HOMESITES |
| Legal Lot Number | 92-93 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | PORTAGE |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 1905 |
615 Ludgate Ln is owned and occupied by an individual who bought it in November 2017.
Source: Kalamazoo County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 LUDGATE LN, PORTAGE, MI 49002-4347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on File |
| Deed Sale | Nov 6, 2017 · Amount on File |
| Deed Document Number | 201737019 |
| Prior Transfer Date | Aug 17, 2012 |
| Prior Transfer Doc | 2012031634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Nov 6, 2017 |
| Property Address | 615 LUDGATE LN, PORTAGE, MI 49002-4347 |
| Document Number | 2017037019 |
| Map Reference | LB12 PG20 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017-037019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | DEVON TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8370 W PQ AVE, 8370, KALAMAZOO, MI 49009-9714 |
| Name | Verified Name |
|---|---|
| Address | 9944 DAYLILY LN, GALESBURG, MI 49053-7725 |
| Document Number | 2017037020 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2017-037020 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| Municipality | Portage City |
| Unified School District | Portage Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,500 (+13.14%) | $217,000 (+13.14%) | |
| 2025 | Homeowner's exemption | $95,900 | $191,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 Ludgate Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Ludgate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTAGE serves 46,292 people · EPA ID MI0005520 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Xfinity.
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