Shelby County property record for 615 Loraine Rd, Memphis, TN 38109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,093 sqft · built 1972 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $640 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6114-A0-0020 |
| Primary APN | 07-6114-A0-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,093 sqft Living Area |
| 1st Floor Area | 1,093 sqft |
| Utility Area | 24 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cottage |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 105 ft deep x 84 ft wide |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 615 LORAINE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38109-6856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | SHAYNE-LN GARDENS |
| Legal Lot Number | 20 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22700 |
Source: Shelby County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 LORAINE RD, MEMPHIS, TN 38109-6856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 615 LORAINE RD, MEMPHIS, TN 38109-6856 |
| Document Number | 0000046651 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 615 LORAINE RD MEMPHIS TN 381096856, MEMPHIS, TN 38109-6856 |
| Document Number | 0000046651 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 46651 |
| Name | FIRST TN BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $640.00 (-29.59%) | $23,825 (+59.63%) Land $4,125 Building $19,700 | $95,300 (+59.63%) Land $16,500 Building $78,800 |
| 2023 | $14,925 Land $2,750 Building $12,175 | ||
| 2022 | $909.00 | ||
| 2021 | $59,700 Land $11,000 Building $48,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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