Jefferson County property record for 615 Lone Oak Rd, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,536 sqft · built 1977 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,439 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7-0008.0004 |
| Primary APN | 02-7-0008.0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 3,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 615 LONE OAK RD |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK B #2 LONE OAK |
| Legal Subdivision | LONE OAK FARM |
| Legal Block | 2,B |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 4 |
| Census Block | 4060 |
| Census Tract | 972402 |
615 Lone Oak Rd is owned and occupied by an individual who acquired it in May 2021.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 LONE OAK RD, RANSON, WV 25438-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CHARLES TOWN |
| May 11, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 6, 2021 |
| Transfer Doc | 1259/725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 615 LONE OAK RD, RANSON, WV 25438-5616 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 615 LONE OAK RD, RANSON, WV 25438-5616 |
| Document Number | 2417/417 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 2417/417 |
| Instrument | 202100017137 |
| Name | BANK OF CHARLES TOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | May 11, 2021 |
| Property Address | 615 LONE OAK RD, RANSON, WV 25438-5616 |
| Document Number | 1259/725 |
| Book / Page | 1259 / 725 |
| Map Reference | MB 4 PG 54 |
| Instrument Date | May 6, 2021 |
| Instrument | 202100008107 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 LONE OAK RD, RANSON, WV 25438-5616 |
The 2026 property tax bill for 615 Lone Oak Rd was $2,439, up 2.6% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,439.00 (+2.57%) | $211,500 (+3.32%) Land $102,200 Building $109,300 | $352,500 (+3.34%) Land $170,333 Building $182,167 |
| 2025 | $2,378.00 | $204,700 Land $94,000 Building $110,700 | $341,100 Land $156,600 Building $184,500 |
| 2023 | $2,331.00 | $199,600 Land $94,000 Building $105,600 | $332,600 Land $156,600 Building $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Lone Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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