615 Lismore Cir, Elgin, IL 60124 Property Records

Kane County property record for 615 Lismore Cir, Elgin, IL 60124

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,500 (Feb 2026)
Tax Bill	$332 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-341-004`

Property Details

APN / Parcel Number

Primary APN	`06-20-341-004`

Exterior

Lot Area	14,375 sqft (0.33 acres)
Lot Width	72 ft Width

Location & Zoning

Street Address	615 LISMORE CIR
City	ELGIN
State	IL
Zip	60124-0223
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	WATERFORD SUBDIVISION NEIGHBORHOOD 2 LT 34
Legal Subdivision	WATERFORD SUB
Legal Block	2
Legal Lot Number	34
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10110 RILEY ST, ZEELAND, MI 49464-9646
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage CAATLANTIC GROUP LLC
Feb 5, 2026	Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Oct 28, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 6, 2025	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CTIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	20264849
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	615 LISMORE CIR, ELGIN, IL 60124-0223
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041277
Date	Nov 7, 2024
Instrument	2024K041277

Lender

Name	CAATLANTIC GROUP LLC
Type	Non-Lending Institution
Address	SCHAUMBURG, IL 60173

Agreement

Amount	Amount Recorded

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2026
Property Address	615 LISMORE CIR, ELGIN, IL 60124-0223
Document Number	0000004849
Map Reference	DOC 2006K118775
Instrument Date	Jan 15, 2026
Instrument	2026K004849
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 LISMORE CIR, ELGIN, IL 60124-0223

Mortgage

Document Number	0000004850
Date	Feb 5, 2026
Instrument	2026K004850

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	SOFR Average 30-Day
Margin	3
Max Rate	8.99%

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 28, 2025
Property Address	615 LISMORE CIR, ELGIN, IL 60124-0223
Document Number	0000042493
Map Reference	DOC 2006K118775
Instrument Date	Oct 16, 2025
Instrument	2025K042493
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$563.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BRICKELL AVE STE 1400, 1400, MIAMI, FL 33131-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E GOLF RD STE 1100, 1100, SCHAUMBURG, IL 60173-5864
Investor	Possibly a Property Investor

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 6, 2025
Property Address	615 LISMORE CIR, ELGIN, IL 60124-0223
Document Number	0000020801
Map Reference	DOC 2006K118775
Instrument Date	Jun 3, 2025
Instrument	2025K020801
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CTIC

Transaction

Amount	Amount Recorded
Tax	$11,318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4058 N COLLEGE AVE STE 300, 300, FAYETTEVILLE, AR 72703-5234

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$332.00 (-3.21%)
2024	$343.00 (+11.36%)	$3,913 (+21.41%) Land $3,913	$11,744 (+21.46%) Land $11,744
2022	$308.00 (+3.01%)	$3,223 (+6.97%) Land $3,223	$9,669 (+6.97%) Land $9,669
2021	$299.00	$3,013 Land $3,013	$9,039 Land $9,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T.

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