Orange County property record for 615 Leonard Dr, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,631 sqft · built 2024 |
| Lot Size | 0.097 acres (4,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,487,500 (Jun 2024) |
| Tax Bill | $24,882 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-441-07 |
| Primary APN | 125-441-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,631 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Lot Area | 4,265 sqft (0.097 acres) |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 615 LEONARD DR |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 19151 BLK LOT 70 |
| Legal Tract | 19151 |
| Legal Lot Number | 70 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 32066 |
Source: Orange County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 615 LEONARD DR, RANCHO MISSION VIEJO, CA 92694-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Deed Document Number | 2024000161706 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 615 LEONARD DR, LADERA RANCH, CA 92694-1914 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 615 LEONARD DR, MISSION VIEJO, CA 92694-1914 |
| Document Number | 0000010199 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026000010199 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 615 LEONARD DR, LADERA RANCH, CA 92694-1914 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 615 LEONARD DR, RANCHO MISSION VIEJO, CA 92694-1914 |
| Document Number | 0000296097 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025000296097 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $24,882.00 (+99.36%) | $1,517,059 (+236.49%) Land $744,930 Building $772,129 |
| 2023 | $12,481.00 | $450,843 Land $450,843 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures