615 Jefferson Ave E, Carthage, TN 37030 Property Records

Smith County property record for 615 Jefferson Ave E, Carthage, TN 37030

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,273 sqft · built 1957
Lot Size0.589 acres (25,700 sqft)
OwnerOwner Name on Record
Last Sale$58,000 (Sep 1994)
Tax Bill$759 (2019)
Deeds & MortgagesDec 2023 Line of Credit
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN080054A B 03400

Property Details

APN / Parcel Number

Primary APN080054A B 03400
Alternative APN
  • 054A B 03400

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,273 sqft Living Area
1st Floor Area1,273 sqft
Basement Area1,273 sqft
Finished Basement713 sqft
Unfinished Basement560 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.589 acres)
Lot Dimensions163 ft deep x 139 ft wide
TerrainRolling
Garage TypeDetached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area128 sqft
Deck Area384 sqft
Patio Area384 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address615 JEFFERSON AVE E
CityCARTHAGE
StateTN
Zip37030-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1; SUBDIVISION: FISHER ADD; BLOCK: A
Legal SubdivisionFISHER ADD
Legal BlockA
Legal Lot Number55 56
JurisdictionSMITH TN
Township / Civil Division6
Census Block Group1
Census Block1028
Census Tract975100

Owner

Source: Smith County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address615 JEFFERSON AVE E, CARTHAGE, TN 37030-1337
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Line of Credit
WILSON BANK & TRUST
Feb 7, 2022Deed of Trust, Mortgage · Line of Credit
NASHVILLE POST OFFICE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 1994 · Amount on Record
Deed SaleSep 8, 1994 · Amount on Record
Prior SaleJun 8, 1998 · Amount on Record
Deed Book / Page054A
Last Transfer DateNov 6, 1998
Transfer Doc0001510639
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TN
Property Address615 JEFFERSON AVE E, CARTHAGE, TN 37030-1337
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 JEFFERSON AVE E, CARTHAGE, TN 37030-1337

Mortgage

Document Number0000046094
DateDec 21, 2023
Book Page460/94
Instrument23003784
Lender
NameWILSON BANK & TRUST
TypeBank
AddressLEBANON, TN 37087
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 11, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TN
Property Address615 JEFFERSON AVE E, CARTHAGE, TN 37030-1337
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000421135
DateFeb 7, 2022
Book Page421/135
Instrument22000466
Lender
NameNASHVILLE POST OFFICE CU
TypeCredit Union
AddressNASHVILLE, TN 37229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 6, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Smith County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityCarthage Town
CountySmith County
Unified School DistrictSmith County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,775 (-) Land $6,250 Building $41,525
2023$47,775 (-) Land $6,250 Building $41,525
2022$47,775 Land $6,250 Building $41,525$191,100 Land $25,000 Building $166,100
2019$759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims28 (1978–2015)
Claims Outside the SFHA5 of 28
Most Recent ClaimDec 2015 · other causes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARTHAGE WATER SYSTEM
serves 3,950 people · EPA ID TN0000095
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DeKalb Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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