615 Howard Ave, Biloxi, MS 39530 Property Records

Harrison County property record for 615 Howard Ave, Biloxi, MS 39530

Property Summary

Property Type	Day Care, Pre-School
Details	14,678 sqft · built 1950
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Last Sale	$3,052,350 (Sep 2023)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1410J-07-049.000`

Property Details

APN / Parcel Number

Primary APN	`1410J-07-049.000`
Alternative APN	`084891`

Interior

Stories	1 Story
Building Area	14,678 sqft Adjusted Area
Gross Area	14,382 sqft
1st Floor Area	14,382 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	290 ft deep x 114 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 HOWARD AVE
City	BILOXI
State	MS
Zip	39530-4311
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Legal Description	A LOT FRONTING 185.6 ON E HOWARD AVE & BEG 113 W OF INT W R/W BELL MAN ST & S R/W E HOWARD AVE TH S 29 0.4 W 113.7 S 43.3 W 9
Legal Range	09W
Legal Township	07S
Legal Section	34
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2060
Census Tract	3600

Owner

615 Howard Ave, a commercial property, is owned by a company that bought it in September 2023.

Source: Harrison County records, as of June 24, 2026

Owner of Record	Company Name on File
Mailing Address	1700 GLEN ARM DR, LITHONIA, GA 30058-5515
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Deed Document Number	20235306
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 5, 2023
Property Address	615 HOWARD AVE, BILOXI, MS 39530-4311
Document Number	20230005306DJ2
Instrument Date	Aug 28, 2023
Instrument	2023-0005306-D-J2
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 HOWARD AVE, BILOXI, MS 39530-4311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 GLEN ARM DR, LITHONIA, GA 30058-5515

Mortgage

Document Number	20230005307TJ2
Date	Sep 5, 2023
Instrument	2023-0005307-T-J2

Lender

Name	HARVEST SMALL BUSINESS FINANCE LLC

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 615 Howard Ave was $6,114, up 3.4% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,114.00 (+3.38%)	$54,710	$364,737 Land $118,968 Building $245,769
2024	$5,914.00 (+0.68%)
2023	$5,874.00	$53,514 (-)	$356,760 (-) Land $118,968 Building $237,792
2022	$5,874.00	$53,514	$356,760 Land $118,968 Building $237,792

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 615 Howard Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 162 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	206 units insured incl. 44 condo units
Nearby Flood Claims	179 (1978–2021)
Claims Outside the SFHA	68 of 179
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Katrina, Aug 2005 · 104 claims Hurricane Georges, Oct 1998 · 11 claims Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20