615 Holly Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 615 Holly Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,152 sqft Heated Area
Lot Size236,966 sqft (5.44 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2020)
Tax Bill$1,152.00 (2025)

Property Details

APN / Parcel Number

Primary APN455100098409000
Alternative APN
  • 52853

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,152 sqft Heated Area
Upper Floors384 sqft Upper Floors
Basement Area576 sqft Basement
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area236,966 sqft (5.44 acres)
Depth X Width748 ft x 212 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Exterior Amenities

Shed1 Shed
Shed Area256 sqft Shed
Deck Area24 sqft Deck
Patio Area192 sqft Patio
PorchEnclosed Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number52853
Street Address615 HOLLY RD
CityMURPHY
StateNC
Zip28906-4702
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionFR PETERS 968/580
JurisdictionCHEROKEE NC
Minor Civil DivisionSHOAL CREEK
Census Blockgroup1
Census Block1006
Census Tract930603

Owner

Source: Cherokee County records · APN 455100098409000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address615 HOLLY RD, MURPHY, NC 28906-4702
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2023Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
Mar 25, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FIRST CITIZENS BANK & TRUST CO
Sep 25, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Deed Doc Number5400
Deed Book / Page1657 / 1092
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address615 HOLLY RD, MURPHY, NC 28906-4702
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001730/890
DateMar 06, 2023
Book Page1730/890
Instrument1019
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address615 HOLLY RD, MURPHY, NC 28906-4702
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01609/0336
DateMar 25, 2019
Book Page01609/0336
Instrument01191
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateApr 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.99%
Index1-Year LIBOR
Max Rate9.99%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 25, 2020
Property Address615 HOLLY RD, MURPHY, NC 28906-4702
Document Number1657/1092
Book / Page1657 / 1092
Instrument DateSep 22, 2020
Instrument5400
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9891 S BERKSHIRE AVE, 9891, INVERNESS, FL 34452-9548

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 HOLLY RD, MURPHY, NC 28906-4702

Mortgage

Document Number16571095
DateSep 25, 2020
Instrument1657/1095
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,152.00$151,480 (-)$151,480 (-) Land $22,570 Building $128,910
2023$151,480$151,480 Land $22,570 Building $128,910

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