615 Highland Pike, Covington, KY 41014 Property Records

Kenton County property record for 615 Highland Pike, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2025)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-03-008.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-03-008.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,860 sqft Finished Area
Gross Area	1,932 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	157 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	615 HIGHLAND PIKE
City	COVINGTON
State	KY
Zip	41014-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY E 26' LOT 27
Legal Subdivision	MURPHYS ADDN
Legal Lot Number	27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3013
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 HIGHLAND PIKE, COVINGTON, KY 41014-1148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Feb 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CINFED FCU
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	202529
Deed Book / Page	359 / 57
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	615 HIGHLAND PIKE, COVINGTON, KY 41014-1148
Document Number	0000000305
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HIGHLAND PIKE COVINGTON KY 410141148, COVINGTON, KY 41014-1148

Mortgage

Document Number	0000000305
Date	May 26, 2020
Book Page	000M48/000262
Instrument	305

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 15, 2019
Property Address	615 HIGHLAND PIKE, COVINGTON, KY 41014-1148
Document Number	0000000009
Book / Page	0C6600 / 000232
Instrument Date	Feb 15, 2019
Instrument	9
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HIGHLAND PIKE COVINGTON KY 410141148, COVINGTON, KY 41014-1148

Mortgage

Document Number	10
Date	Feb 15, 2019
Book Page	0C6600/000235
Instrument	10

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 2, 2018
Property Address	615 HIGHLAND PIKE, COVINGTON, KY 41014-1148
Document Number	0000000048
Book / Page	0C6443 / 000122
Instrument Date	Jun 27, 2018
Instrument	48
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$81.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 HIGHLAND PIKE COVINGTON KY 410141148, COVINGTON, KY 41014-1148

Mortgage

Document Number	49
Date	Jul 2, 2018
Book Page	0C6443/000125
Instrument	49

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Mortgage

Document Number	50,
Date	Jul 2, 2018
Book Page	0C6443/000141
Instrument	50

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (+22.48%) Land $10,000 Building $215,000	$225,000 (+22.48%) Land $10,000 Building $215,000
2025	$2,434.00 (-0.49%)	$183,700 (-) Land $5,000 Building $178,700	$183,700 (-) Land $5,000 Building $178,700
2023	$2,446.00	$183,700 Land $5,000 Building $178,700	$183,700 Land $5,000 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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