615 Haverstraw Rd, Suffern, NY 10901 Property Records

Rockland County and Ramapo Town property record for 615 Haverstraw Rd, Suffern, NY 10901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,946 sqft · built 1954
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Oct 2017)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392617 40.20-1-2`

Property Details

APN / Parcel Number

Primary APN	`392617 40.20-1-2`
Alternative APNs	`261704002000010020000000` `00414450000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,946 sqft Living Area
1st Floor Area	2,509 sqft
2nd Floor Area	1,437 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	158,123 sqft (3.63 acres)
Lot Dimensions	506 ft deep x 310 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00414450000
Old Parcel Number	261704002000010020000000
Street Address	615 HAVERSTRAW RD
City	SUFFERN
State	NY
Zip	10901-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2.000 BLK:1 SEC:40.20 DIST:392617 CITY/MUNI/TWP:MONTEBELLO
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1005
Census Tract	11602

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 HAVERSTRAW RD, SUFFERN, NY 10901-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · ARM PROSPECT MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Oct 13, 2017	Grant Deed, Transfer NEW YORK ABSTRACT AND AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Jul 11, 1996 · Amount on Record
Deed Document Number	0201732591
Deed Book / Page	2017 / 32591
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	615 HAVERSTRAW RD, SUFFERN, NY 10901-2903
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003447
Date	Jan 24, 2017
Instrument	2017-00003447

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Max Rate At Change	9.5%
Margin	1
Max Rate	9.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	615 HAVERSTRAW RD, SUFFERN, NY 10901-2903
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006290
Date	Feb 16, 2021
Instrument	2021-00006290

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	615 HAVERSTRAW RD, SUFFERN, NY 10901-2903
Document Number	0000028250
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	ALLSTATE ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HAVERSTRAW RD MONTEBELLO NY 109012903, MONTEBELLO, NY 10901-2903

Mortgage

Document Number	0000028250
Date	Sep 19, 2018
Instrument	28250

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 13, 2017
Property Address	615 HAVERSTRAW RD, SUFFERN, NY 10901-2903
Document Number	0000032591
Instrument Date	Oct 13, 2017
Instrument	32591
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	NEW YORK ABSTRACT AND AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$3,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BIRET DR AIRMONT NY 109524101, AIRMONT, NY 10952-4101

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Montebello Village
Unified School District	Suffern Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$88,100 (-) Land $30,500 Building $57,600	$1,135,309 (+1,419.82%) Land $393,041 Building $742,268
2023	$88,100 Land $30,500 Building $57,600	$74,700 Land $25,861 Building $48,839

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1978–2011)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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