Sumter County property record for 615 Ginhouse Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 2012 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Dec 2021) |
| Tax Bill | $1,402 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-09-03-005 |
| Primary APN | 206-09-03-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 1,712 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28919 |
|---|---|
| Street Address | 615 GINHOUSE DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 205 .26 AC |
| Legal Subdivision | FOXCROFT SUB SEC 3B |
| Legal Lot Number | 205 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1703 |
Source: Sumter County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 GINHOUSE DR, SUMTER, SC 29154-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Dec 14, 2021 | Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Dec 17, 2018 | Deed, Transfer · ARM FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Book / Page | 1295 / 2341 |
| Prior Transfer Date | Jul 14, 2015 |
| Prior Transfer Doc | 0012130567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 615 GINHOUSE DR, SUMTER, SC 29154-5901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012825493 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 1282/5493 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | 52920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2036 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 14, 2021 |
| Property Address | 615 GINHOUSE DR, SUMTER, SC 29154-5901 |
| Document Number | 0012952341 |
| Book / Page | 1295 / 2341 |
| Map Reference | MB PB2007 PG 458 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 GINHOUSE DR, SUMTER, SC 29154-5901 |
| Document Number | 0012952345 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 1295/2345 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 17, 2018 |
| Property Address | 615 GINHOUSE DR, SUMTER, SC 29154-5901 |
| Document Number | 0012510021 |
| Book / Page | 1251 / 0021 |
| Map Reference | MB PB2007 PG458 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $619.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 615 GINHOUSE DR, SUMTER, SC 29154-5901 |
| Document Number | 0000125125 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 1251/25 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 5, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.75% |
| Index | 10-Year TN |
| Max Rate | 10.7% |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,402.00 (+4.71%) | $7,210 (-) Land $1,000 Building $6,210 | $180,115 (-) Land $25,000 Building $155,115 |
| 2023 | $1,339.00 (+0.45%) | $7,210 (-) Land $1,000 Building $6,210 | $180,115 (-) Land $25,000 Building $155,115 |
| 2022 | $1,333.00 | $7,210 Land $1,000 Building $6,210 | $180,115 Land $25,000 Building $155,115 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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