615 Gibbs Rd, Madison, VA 22727 Property Records

Madison County property record for 615 Gibbs Rd, Madison, VA 22727

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 2,184 sqft · built 2018
Lot Size	10.1 acres (442,178 sqft)
Owner	Company Name on File
Last Sale	$660,000 (Jul 2024)
Tax Bill	$643 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-61I`

Property Details

APN / Parcel Number

Primary APN	`48-61I`
Alternative APN	`9990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	442,178 sqft (10.1 acres)
Terrain	Rolling
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9990
Street Address	615 GIBBS RD
City	MADISON
State	VA
Zip	22727-2884
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	IN 240001566 10.151 AC 48-61I RT 626
Legal Subdivision	CRESTVIEW SUBDIVISION
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1086
Census Tract	930201

Owner

615 Gibbs Rd, residential vacant land, is owned by a company that bought it in July 2024.

Source: Madison County records, as of August 28, 2026

Owner of Record	Company Name on File
Mailing Address	18019 COUNTRY STORE DR, CULPEPER, VA 22701-8019
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Nov 30, 2021	Gift Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES
Jul 10, 2019	Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Jul 10, 2019 · Amount on File
Deed Document Number	2024981
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	0000000402
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	615 GIBBS RD, MADISON, VA 22727-2884
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001501
Date	Nov 14, 2018
Instrument	180001501

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

November 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MADISON VA
Recording Date	Nov 30, 2021
Property Address	615 GIBBS RD, MADISON, VA 22727-2884
Document Number	0210002424
Map Reference	MB 39 PG 94
Instrument Date	Nov 22, 2021
Instrument	210002424
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 GIBBS RD, MADISON, VA 22727-2884

Mortgage

Document Number	0210002425
Date	Nov 30, 2021
Instrument	210002425

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.37%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Jul 10, 2019
Property Address	615 GIBBS RD, MADISON, VA 22727-2884
Document Number	0190000979
Instrument Date	Jul 8, 2019
Instrument	190000979
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 GIBBS RD, MADISON, VA 22727-2884

Mortgage

Document Number	0190000980
Date	Jul 10, 2019
Instrument	190000980

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 615 Gibbs Rd was $643.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$643.00	$121,500 Land $121,500	$121,500 Land $121,500
2023	$1,797.00	$297,700 Land $138,500 Building $159,200	$297,700 Land $138,500 Building $159,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 615 Gibbs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Gibbs Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Firefly Fiber Broadband, T-Mobile.

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