Lafayette Parish property record for 615 Gerald Dr, Lafayette, LA 70503
| Property Type | Single Family Home |
|---|---|
| Details | 1,734 sqft · built 1860 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6048777 |
| Primary APN | 6048777 |
|---|
| Building Area | 1,734 sqft Living Area |
|---|
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Area | 456 sqft |
| Street Address | 615 GERALD DR |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70503-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 GULF PARK SUB (75X 135) |
| Legal Range | 04E |
| Legal Township | 10S |
| Legal Section | 06 |
| Legal Subdivision | GULF PARK ADDITION |
| Legal Lot Number | 44 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | F |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1700 |
Source: Lafayette Parish records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 GERALD DR, LAFAYETTE, LA 70503-4901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Apr 15, 2011 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jan 5, 2012 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 615 GERALD DR, LAFAYETTE, LA 70503-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | UNITED TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900031994 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-00031994 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 615 GERALD DR, LAFAYETTE, LA 70503-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202100024974 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021-00024974 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 615 GERALD DR, LAFAYETTE, LA 70503-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201100014208 |
|---|---|
| Date | Apr 15, 2011 |
| Instrument | 2011-00014208 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 615 GERALD DR, LAFAYETTE, LA 70503-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200000538 |
|---|---|
| Date | Jan 5, 2012 |
| Instrument | 2012-00000538 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2042 |
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,727.00 (+67.67%) | $16,602 (+4.04%) Land $3,037 Building $13,565 | $166,020 (+4.04%) Land $30,370 Building $135,650 |
| 2023 | $1,030.00 (+1.28%) Homeowner's exemption | $15,958 (+0.24%) Land $3,037 Building $12,921 | $159,580 (+0.24%) Land $30,370 Building $129,210 |
| 2022 | $1,017.00 Homeowner's exemption | $15,920 Land $3,037 Building $12,883 | $159,200 Land $30,370 Building $128,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 13 (2001–2017) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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