615 Franklin St, Sterling, CO 80751 Property Records

Logan County property record for 615 Franklin St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1940
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2025)
Tax Bill	$785 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2025 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`38052529104007`

Property Details

APN / Parcel Number

Primary APN	`38052529104007`
Alternative APN	`3960000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	899 sqft Heated Area
1st Floor Area	899 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Patio Area	70 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3960000
Street Address	615 FRANKLIN ST
City	STERLING
State	CO
Zip	80751-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60' OF W 240' LOTS 4-5 BLK 1 G A ROE ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	ROE ADDN
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3001
Census Tract	966200

Owner

615 Franklin St is owned and occupied by two individuals who bought it in October 2025.

Source: Logan County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 FRANKLIN ST, STERLING, CO 80751-2618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Special Warranty Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
May 1, 2025	Special Warranty Deed, Transfer CAPITAL TITLE
Aug 21, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	May 1, 2025 · Amount on File
Deed Document Number	2025777242
Deed Book / Page	1065 / 448
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Oct 6, 2025
Property Address	615 FRANKLIN ST, STERLING, CO 80751-2618
Document Number	0000777242
Book / Page	1065 / 448
Instrument Date	Oct 3, 2025
Instrument	777242
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 FRANKLIN ST, ENGLEWOOD, CO 80151

Mortgage

Document Number	0000777243
Date	Oct 6, 2025
Instrument	777243

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	May 1, 2025
Property Address	615 FRANKLIN ST, STERLING, CO 80751-2618
Document Number	0000775077
Book / Page	1063 / 282
Instrument Date	May 1, 2025
Instrument	775077
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13455 PIONEER TRL, LITTLETON, CO 80127-9751

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 21, 2023
Property Address	615 FRANKLIN ST, STERLING, CO 80751-2618
Document Number	0000767509
Book / Page	1055 / 708
Instrument Date	Aug 18, 2023
Instrument	767509
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 FRANKLIN ST, STERLING, CO 80751-2618

Mortgage

Document Number	0000767510
Date	Aug 21, 2023
Instrument	767510

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000767511
Date	Aug 21, 2023
Book Page	1055/710
Instrument	767511

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 615 Franklin St was $785, up 124.9% from the year before.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$785.00 (+124.93%)	$9,365 (+13.24%)	$149,839 (+21.43%) Land $30,000 Building $119,839
2024	$349.00 (+16.72%)	$8,270 (-91.53%)	$123,400 (+26.4%) Land $24,000 Building $99,400
2023	$299.00 (-46.42%)	$97,630 (+1,337.85%) Land $24,000 Building $73,630	$97,630 (-) Land $24,000 Building $73,630
2022	$558.00	$6,790 Land $1,670 Building $5,120	$97,630 Land $24,000 Building $73,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 615 Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	May 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications.

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