615 Forest St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 615 Forest St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,365 sqft · built 1880
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Mar 2023)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-0296-000`

Property Details

APN / Parcel Number

Primary APN	`08-0296-000`
Alternative APNs	`18221-2-270917-002-2026` `221080296000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,365 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Foundation Type	Block
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	615 FOREST ST
City	EAU CLAIRE
State	WI
Zip	54703-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMP
Legal Description	N 1/2 OF LOT 9 BLK 37 HUYSEN-MARFIELD-GALLOWAY MEREDITHS ADD
Legal Range	09W
Legal Township	27N
Legal Section	17
Legal Subdivision	HUYSEN-MARFIELD-GALLOWAY MEREDITHS ADD
Legal Block	37
Legal Lot Number	9
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	1
Census Block	1025
Census Tract	600

Owner

615 Forest St is owned by two individuals who bought it in March 2023.

Source: Eau Claire County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 127, FAIRCHILD, WI 54741-0127
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Personal Representative Deed, Transfer · Conventional Mortgage WAUMENDEE STATE BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Feb 13, 2018	Deed, Transfer · ARM MERCHANTS BANK
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	20231241914
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0001149705
Record Updated	Oct 29, 2026

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Mar 15, 2023
Property Address	615 FOREST ST, EAU CLAIRE, WI 54703-3055
Document Number	0001241914
Instrument Date	Mar 14, 2023
Instrument	1241914
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 FOREST ST, EAU CLAIRE, WI 54703-3055

Mortgage

Document Number	0001241915
Date	Mar 15, 2023
Instrument	1241915

Lender

Name	WAUMENDEE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	615 FOREST ST, EAU CLAIRE, WI 54703-3055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193491
Date	Jun 29, 2020
Instrument	1193491

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Feb 13, 2018
Property Address	615 FOREST ST, EAU CLAIRE, WI 54703-3055
Document Number	0001157126
Instrument Date	Feb 8, 2018
Instrument	1157126
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 FOREST ST, EAU CLAIRE, WI 54703-3055

Mortgage

Document Number	0001157127
Date	Feb 13, 2018
Instrument	1157127

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.8%
Index	1-Year CMT

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Aug 9, 2017
Property Address	615 FOREST ST, EAU CLAIRE, WI 54703-3055
Document Number	0001149705
Instrument Date	Aug 4, 2017
Instrument	1149705
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 615 Forest St was $2,145.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,145.00	$108,000 Land $8,000 Building $100,000	$141,300
2023		$106,100 Land $8,000 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Forest St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2023 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Forest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

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