Madison County property record for 615 Flint Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Jul 2022) |
| Tax Bill | $1,768 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0118-0000-0054-A |
| Primary APN | 0118-0000-0054-A |
|---|---|
| Alternative APNs |
|
| Account Number | 73854 |
|---|---|
| Street Address | 615 FLINT RD |
| City | WACO |
| State | KY |
| Zip | 40385-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 (200X100 ) & TRACT II (226X100) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11002 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 615 FLINT RD, WACO, KY 40385-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Nov 1, 2021 | Survivorship Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 2014104091 |
| Deed Book / Page | D827 / 70 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 29, 2022 |
| Property Address | 615 FLINT RD, WACO, KY 40385-9725 |
| Document Number | 000D827/70 |
| Book / Page | D827 / 70 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2014104091 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 302, RICHMOND, KY 40476-0302 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 615 FLINT RD, WACO, KY 40385-9725 |
| Document Number | 2014104092 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2014104092 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 1, 2021 |
| Property Address | 615 FLINT RD, WACO, KY 40385-9725 |
| Document Number | D813/535 |
| Book / Page | D813 / 535 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2014061715 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 HIDDEN RIDGE, 131, WACO, KY 40385 |
| Name | Verified Name |
|---|---|
| Address | 220 PINE VALLEY RD, BEREA, KY 40403-9544 |
| Document Number | 2014061716 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2014061716 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,768.00 (-2.75%) Additional exemption filed | $187,500 (-) | $187,500 (-) |
| 2023 | $1,818.00 | $187,500 | $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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