Jefferson County property record for 615 Flag Cir, Hoover, AL 35226
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1,329 sqft · built 2012 |
| Lot Size | 0.09 acres (3,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Aug 2019) |
| Tax Bill | $1,817 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-21-2-000-002.095 |
| Primary APN | 39-00-21-2-000-002.095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,921 sqft (0.09 acres) |
| Lot Dimensions | 163 ft deep x 24 ft wide |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 75772 |
|---|---|
| Old Parcel Number | 39212000002095RR00 |
| Street Address | 615 FLAG CIR |
| City | HOOVER |
| State | AL |
| Zip | 35226-4920 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PR1 |
| Legal Description | LOT 413 LAKE CREST PHASE 9 PB 39 PG 58 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 21 |
| Legal Quarter | NW |
| Legal Subdivision | LAKE CREST PHASE 9 |
| Legal Phase | 9 |
| Legal Lot Number | 413 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14414 |
615 Flag Cir, a townhouse, is owned and occupied by two individuals who bought it in August 2019.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 FLAG CIR, HOOVER, AL 35226-4920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AVADIAN CREDIT UNION |
| Aug 1, 2019 | Grant Deed, Transfer · Conventional with PMI AVADIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Prior Sale | Jun 12, 2012 · Amount on File |
| Deed Document Number | 2019077927 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 615 FLAG CIR, HOOVER, AL 35226-4920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 615 FLAG CIR, HOOVER, AL 35226-4920 |
| Document Number | 0000013338 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021013338 |
| Name | AVADIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Aug 1, 2019 |
| Property Address | 615 FLAG CIR, HOOVER, AL 35226-4920 |
| Document Number | 0000077927 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 77927 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 615 FLAG CIR HOOVER AL 352264920, HOOVER, AL 35226-4920 |
| Document Number | 77928 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 77928 |
| Name | AVADIAN CU |
|---|---|
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2049 |
The 2025 property tax bill for 615 Flag Cir was $1,817 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,817.00 Homeowner's exemption | $25,760 | $274,400 Land $117,300 Building $157,100 |
| 2023 | $24,260 Land $8,200 Building $16,060 | $242,600 Land $82,000 Building $160,600 | |
| 2022 | $1,423.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 615 Flag Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Flag Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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